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Reply to: P2P ISA?

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Previously on "P2P ISA?"

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  • Zero Liability
    replied
    About time.

    They're nice if you want to play bank (of the non-TBTF variety.)

    Leave a comment:


  • AtW
    replied
    Originally posted by MarillionFan View Post
    Government reforms archaic ISAs retrospectively due to too close proximity to ISIS

    <placeholder>
    FTFY

    Leave a comment:


  • barrydidit
    replied
    What else can you put in ISA's these days? What about MyCo shares, that'd be handy under the circumstances

    Leave a comment:


  • jmo21
    replied
    Originally posted by Dallas View Post
    A similar model was on Dragons Den last week, they wouldnt touch it because it was not regulated and their name would be attached when it went belly up.

    (And the dude has already had a dodgy property past)
    Not even a new idea. I invested a few hundred quid in something doing exactly that maybe 10 years ago. It went belly up.

    Leave a comment:


  • MarillionFan
    replied
    Government raid ISAS retrospectively

    <placeholder>

    Leave a comment:


  • d000hg
    replied
    Originally posted by VectraMan View Post
    Interesting, but is it really safer than shares?
    It's not supposed to be, is it? It's just another whole type of investment being moved under the ISA umbrella.

    Leave a comment:


  • MarillionFan
    replied
    Originally posted by VectraMan View Post
    Interesting, but is it really safer than shares?
    Nothing safer than wrapping your mattress in an ISA.

    Leave a comment:


  • VectraMan
    replied
    Interesting, but is it really safer than shares?

    Leave a comment:


  • Dallas
    replied
    Originally posted by MarillionFan View Post
    Zopa and a few others have been pushing for this for the last few years. I hadn't seen this in the budget but it's a great way forward. Firstly you get a higher rate of interest from P2P lenders and so would be a great way to get better than cash, but less risky than shares. The only downside is none of them are FSC covered, so if Zopa does go belly up, you're screwed.
    A similar model was on Dragons Den last week, they wouldnt touch it because it was not regulated and their name would be attached when it went belly up.

    (And the dude has already had a dodgy property past)

    Leave a comment:


  • d000hg
    replied
    Now I just want to be able to buy shares in property and I can have a massively wide portfolio all in ISAs

    Leave a comment:


  • MarillionFan
    replied
    Originally posted by d000hg View Post
    Summer Budget 2015: Peer-to-peer savings to be - Money Saving Expert

    I hadn't heard of this little gem, does it include lending through platforms like Zopa? That would be a great deal.
    Zopa and a few others have been pushing for this for the last few years. I hadn't seen this in the budget but it's a great way forward. Firstly you get a higher rate of interest from P2P lenders and so would be a great way to get better than cash, but less risky than shares. The only downside is none of them are FSC covered, so if Zopa does go belly up, you're screwed.

    Leave a comment:


  • d000hg
    started a topic P2P ISA?

    P2P ISA?

    Summer Budget 2015: Peer-to-peer savings to be - Money Saving Expert

    I hadn't heard of this little gem, does it include lending through platforms like Zopa? That would be a great deal.
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