Reply to: Car repair - advice needed

[SueEllen]

^This

My cheapest renewal quote doubled after a prang, as you now become a very high risk, the no claims protection means tulip, I still have full no claims discount, but every quote is double the ones pre-prang.

And you have to put it on every fricking quote for about the next 5 years, with dates and details.

Just get some garage quotes and fix it or live with it.

Some insurers its 3 or 4 years.

[EternalOptimist]

I only read EternalOptomist's posts because he has such a nice avatar. What the heck is that anyway, Twigwitch ?

Thanks. do you like what I've done with my hair ?

[TheLordDave]

I got hit by a council gritter. Entirely their fault. Their insurance paid. My premiums went up as 'statistically I'm more likely to have another accident', this was 8 years ago. Haven't had so much as a prang since. Bastards.

[DimPrawn]

If you claim, no claims protection means nothing. Your premiums will still go up and you will have to declare any claims in future anyway. No claims protection is a con as a way of charging you more for nothing.

^This

My cheapest renewal quote doubled after a prang, as you now become a very high risk, the no claims protection means tulip, I still have full no claims discount, but every quote is double the ones pre-prang.

And you have to put it on every fricking quote for about the next 5 years, with dates and details.

Just get some garage quotes and fix it or live with it.

[BolshieBastard]

The missus has pranged her car, by driving into a Tesco trolley

would it be cheaper to pay for the repair or claim on the insurance.
she asked me, and I don't have a clue

Get on Compare Car Service & MOT Deals | MyCarNeedsA.com

Put the details on and see what quotes you get. You dont have to take the lowest quote either.

[TheLordDave]

If you claim, no claims protection means nothing. Your premiums will still go up and you will have to declare any claims in future anyway. No claims protection is a con as a way of charging you more for nothing.

[tractor]

.....

Aren't those signs simply to cover Tesco (or whoever) in the event that shopper A damages shopper B's property? It doesn't (surely!) give Tesco carte blanche to leave their trolleys littering the car park.

Was the accident in the car park, I wonder?

What if it's Tesco's trolley, Tesco's car park and Tesco Insurance?

I bet they don't do car hire :

[greenlake]

The missus has pranged her car, by driving into a Tesco trolley

[I just need to test it]

Aren't those signs simply to cover Tesco (or whoever) in the event that shopper A damages shopper B's property? It doesn't (surely!) give Tesco carte blanche to leave their trolleys littering the car park.

Was the accident in the car park, I wonder?

[SimonMac]

Tesco would probably want to settle out of court for the damage caused by their errant trolley.

Call some ambulance chasers. Tell them your wife is suffering PTSD.

They will just point to a sign saying "no responsibility for damage in htis car park"

As no one on here has seen the car or the damage its pretty hard to say how much it will cost to fix, also given we don't know the details of your policy and the excess detailed, I will just go for the stock answer

"What does your accountant say?"

[I just need to test it]

Tesco would probably want to settle out of court for the damage caused by their errant trolley.

Call some ambulance chasers. Tell them your wife is suffering PTSD.

[unixman]

Catweazle.

I'm Youtubin' that tonight.

[TykeMerc]

I've seen some awful Tesco trolleys, some don't even go in a straight line. My suggestion would be to ignore it, I can't see Tesco coming after your wife for the repair costs.

Fair point, could be argued that any damage hasn't made a material difference.

[anonymouse]

Depends on how bad the damage is. Front, rear, bumper, wing? it also depends on how new the car is, if it's a £500 banger, then it adds to the character. Is it just a dent, or is there a crease?

Take it to a garage and ask.

[vetran]

Supermarket Trolleys | Metal / Wire Carts for Retail Shops, Convenient Grocery Stores, Garden Centres and Supermarkets - FAST FREE DELIVERY

£100 for a new trolley.

mechanics quote for the car.