Investments

[tomtomagain]

I agree with Simon.

My definition of a "Warchest" is a number of months of cash to cover living expenses and not something to be invested. The number of months cover varies according to your appetite for risk and the amount per required per month obviously varies according to personal circumstances.

As a 40-something male with a young family I have a low tolerance to risk and significant monthly expenses! Mine would cover me for 12 months. If I were 28 again it would be substantially less.

The "warchest" is completely separate in my financial planning and I don't include it in my investment portfolio.

[BlasterBates]

You don't get 10% risk free

http://http://www.spiegel.de/international/germany/german-offshore-wind-industry-goes-from-boom-to-bust-a-914158.html

Wind power is a risky business indeed.

The highest returns long term are on the stock market, but you need a balanced portfolio.

You might want to look at some investment funds.

[SimonMac]

There are lots of posts regarding making your warchest work for you.

I just found this so thought I would post in case it's of any interest to anyone. I'm not promoting this.

Aegis Power: Alternative Investment in Wind Power

With a minimum lock in of three years that kinda defeats the object of having a warchest to cover lulls in gigs?

I know I would rather keep a fixed amount (months of expenses rahter than cash amount) in my warchest, pull of as much in dividends as I can and then use that if I want to invest. I would rather the warchest sit there doing nothing, knowing I have 18 months worth of money when I need it, than risk it for 6%

[JRCT]

There are lots of posts regarding making your warchest work for you.

I just found this so thought I would post in case it's of any interest to anyone. I'm not promoting this.

Aegis Power: Alternative Investment in Wind Power