Originally posted by waccoe
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You will have done as well as many many people who stuck it in the markets without a clue what they are doing.
That equity CAN generate a return if and when you need it to, although this gets a bit harder to turn into cash as you get older.
You have to start seeing this as part of your overall assets.
I have got less % in property and more in funds and shares that generate income and growth and 'feels' more like available money to provide an income when I need it but it is only perception that makes this different to you.
You are keen to invest in more property and this can work well with leverage again and a rising market, I personally think I have enough in property (own house counts)and want to diversify.
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