Car insurance

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SueEllen replied

27 September 2011, 18:46
Originally posted by checkmate View Post

I am paying £3200 for my car insurance third party fire and theft for a ford focus!!

If i was to say i am self employed, VAT registered and so on, would insurance price go down by any chance?

Comprehensive car insurance with a large excess is cheaper than 3rd party, fire and theft. Simply because insurers think that if you go for 3rd party, fire and theft you are careless.

Oh and you must be under 25 living in a city for your insurance to be that high.
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northernladuk replied

27 September 2011, 08:45
I would stick my neck out and say it will make little difference. There are two major factors in play with your insurance, one is what risk you are as a driver, what you do for a job makes little difference if you are in a high risk catagory/area. Also the culture of compensation claims has in large been responsible for the huge hike in premiums so again your job will have no impact on that.
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Wanderer replied

27 September 2011, 07:55
Originally posted by checkmate View Post

I am paying £3200 for my car insurance third party fire and theft for a ford focus!!
If i was to say i am self employed, VAT registered and so on, would insurance price go down by any chance?

I always try putting down "Employed" (because I'm employed by my LTD) better than "Self Employed" though often it makes no difference so I just go with Self Employed. I would say that your high insurance premium is down to other factors, as you are probably well aware.
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Scrag Meister replied

27 September 2011, 07:51
How much!!!!!!!

You are either young or drive some super car.

Which is it.

My 18 year old son only pays £1700 for TPFT on an Astra 1.8 SRi, with 1 year no claims.
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checkmate replied

27 September 2011, 07:50
I have changed from emplpyed to self employed but was same thing. Maybe i should give them a call
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kaiser78 replied

27 September 2011, 07:49
Originally posted by checkmate View Post

I am paying £3200 for my car insurance third party fire and theft for a ford focus!!

If i was to say i am self employed, VAT registered and so on, would insurance price go down by any chance?

Have you entered these details into a quote engine to see ?
Give that meerkat a call.
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checkmate started a topic Car insurance

27 September 2011, 07:45
Car insurance

I am paying £3200 for my car insurance third party fire and theft for a ford focus!!

If i was to say i am self employed, VAT registered and so on, would insurance price go down by any chance?
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