Damage to laptop - help required - Contractor UK Bulletin Board

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Peoplesoft bloke replied

27 May 2009, 23:17
Originally posted by gingerjedi View Post

If you can't be sure they'd pay why have the policy with them? Only buildings insurance is compulsory.

Motor and Employers Liabilty

And then only if you have a car or an employee

HTH

Last edited by Peoplesoft bloke; 27 May 2009, 23:21. Reason: Random
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gingerjedi replied

27 May 2009, 12:40
Originally posted by Platypus View Post

the issue is using a crappy insurance company like eSure when you can't be certain if they'll pay out. So I'm wondering why have the insurance in the first place?

If you can't be sure they'd pay why have the policy with them? Only buildings insurance is compulsory.
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Platypus replied

27 May 2009, 12:06
Originally posted by gingerjedi View Post

You have accidental cover and you've had an accident, what’s the issue?

the issue is using a crappy insurance company like eSure when you can't be certain if they'll pay out. So I'm wondering why have the insurance in the first place?
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KentPhilip replied

27 May 2009, 09:24
Just self-insure in future. What's £200? small change.
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gingerjedi replied

27 May 2009, 08:06
You have accidental cover and you've had an accident, what’s the issue?
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pmeswani replied

27 May 2009, 07:39
Originally posted by waveydavey View Post

Hello
I was unfortunate/stupid enough to knock my laptop (Macbook Pro) onto the floor yesterday. It still (currently) works but there's a big dent in the casing. Replacement of the casing is v. expensive. The good news is that I've got accidental damage cover on my insurance policy, but I wanted to be sure that my insurers (Esure) wouldn't be able to weasel out of paying up. What (honestly) happened is that I knocked the open laptop lid, knocking the laptop onto a wooden floor. In other words, a stupid mistake!
I'd welcome any comments - I have experience of insurers trying every trick in the book to avoid paying, so want to be sure that there's no chance of this heppening.
thanks
David

Buy a PC. HTH.
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blacjac replied

26 May 2009, 23:10
Not a laptop and not with eSure (was budget) so not sure if it's helpfull but....

A few years ago I was moving my old desktop computer to another room, picked it up when I had a PDA in my shirt pocket, big crack diagonally across the screen, PDA useless.

Phoned them up and told them the truth, result was £215 of Comet vouchers to buy a new PDA with.

Despite the fact I only paid £175 for it from LetsBuyIt.com (and I told them this - fool!).
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waveydavey started a topic Damage to laptop - help required

26 May 2009, 18:36
Damage to laptop - help required

Hello
I was unfortunate/stupid enough to knock my laptop (Macbook Pro) onto the floor yesterday. It still (currently) works but there's a big dent in the casing. Replacement of the casing is v. expensive. The good news is that I've got accidental damage cover on my insurance policy, but I wanted to be sure that my insurers (Esure) wouldn't be able to weasel out of paying up. What (honestly) happened is that I knocked the open laptop lid, knocking the laptop onto a wooden floor. In other words, a stupid mistake!
I'd welcome any comments - I have experience of insurers trying every trick in the book to avoid paying, so want to be sure that there's no chance of this heppening.
thanks
David
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