Originally posted by JohnM
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Reply to: The dreaded credit check!
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Previously on "The dreaded credit check!"
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Originally posted by radish2008 View PostNo they don't and they can't see if you've used pay day loans at all.
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Originally posted by BrilloPad View PostNo - its the right thing to do.
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Originally posted by JohnM View PostOne thing a lot of people don't realise with employer credit checks is they only check voters roll, whether you have any credit accounts in your name and whether you have any defaults or CCJ's
They do not check payment history, whether you are behind on payments etc. This is the same as tenancy credit checks, the only companies who can see actual payment history are ones who share payment history ie credit companies
They can't see who you have credit accounts with.
They can't see defaults.
Public information is CCJ, Bankruptcy or fraud. These are not lenders they are simply companies that collate free info.
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One thing a lot of people don't realise with employer credit checks is they only check voters roll, whether you have any credit accounts in your name and whether you have any defaults or CCJ's
They do not check payment history, whether you are behind on payments etc. This is the same as tenancy credit checks, the only companies who can see actual payment history are ones who share payment history ie credit companies
Leave a comment:
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Originally posted by simplicity View PostJust been told it's all ok and passed the credit check- but now the agent says there is no notice period! Need to think whether I want to pursue this further after jumping through so many hoops.
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Originally posted by LondonManc View PostDefaults also include missed payments and some companies also take a dim view if you've used payday loans. Sign up to Noddle for free to see your payment history if you're not sure what it is. A missed direct debit because of bank transfer timings or the missus spending £500 without warning isn't going to stop you getting the gig - stop worrying.
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Originally posted by simplicity View PostTrue - in most instances I try to break free from a contract early in order to start a new role.
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Originally posted by SueEllen View PostHow often do you personally use a notice period?
How many companies want someone really ill/doesn't want to be there providing services for them?
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Originally posted by simplicity View PostJust been told it's all ok and passed the credit check- but now the agent says there is no notice period! Need to think whether I want to pursue this further after jumping through so many hoops.
How many companies want someone really ill/doesn't want to be there providing services for them?
Leave a comment:
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Just been told it's all ok and passed the credit check- but now the agent says there is no notice period! Need to think whether I want to pursue this further after jumping through so many hoops.
Leave a comment:
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Defaults also include missed payments and some companies also take a dim view if you've used payday loans. Sign up to Noddle for free to see your payment history if you're not sure what it is. A missed direct debit because of bank transfer timings or the missus spending £500 without warning isn't going to stop you getting the gig - stop worrying.
Leave a comment:
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