Reply to: The dreaded credit check!

[northernladuk]

Not at all, if they decided they did not need you anymore, ie the project was canned they would get rid of you without a second thought.

But the requirement for work has disappeared. They will pay you while there is work so the contract has been completed. Ditching your client before you've finished the work you agreed isn't the same. If poster does this all the time you can assume he's ditched 100% of gigs. Clients do not ditch 100% of contractors early... so very mercenary. It's not a level playing field in a client supplier relationship.

[JohnM]

Bit mercenary that isn't it?

Not at all, if they decided they did not need you anymore, ie the project was canned they would get rid of you without a second thought.

[LondonManc]

No they don't and they can't see if you've used pay day loans at all.

I didn't say that they can see if you've used payday loans; but I've had screening where they've asked if you currently have one.

[BrilloPad]

Thanks all- I accepted the offer. It's good to know what information they have as this had stopped me going for certain roles in the past.

[simplicity]

No - its the right thing to do.

Thanks all- I accepted the offer. It's good to know what information they have as this had stopped me going for certain roles in the past.

[BrilloPad]

Bit mercenary that isn't it?

No - its the right thing to do.

[radish2008]

One thing a lot of people don't realise with employer credit checks is they only check voters roll, whether you have any credit accounts in your name and whether you have any defaults or CCJ's

They do not check payment history, whether you are behind on payments etc. This is the same as tenancy credit checks, the only companies who can see actual payment history are ones who share payment history ie credit companies

They can't see account histories.
They can't see who you have credit accounts with.
They can't see defaults.

Public information is CCJ, Bankruptcy or fraud. These are not lenders they are simply companies that collate free info.

[JohnM]

One thing a lot of people don't realise with employer credit checks is they only check voters roll, whether you have any credit accounts in your name and whether you have any defaults or CCJ's

They do not check payment history, whether you are behind on payments etc. This is the same as tenancy credit checks, the only companies who can see actual payment history are ones who share payment history ie credit companies

[radish2008]

Just been told it's all ok and passed the credit check- but now the agent says there is no notice period! Need to think whether I want to pursue this further after jumping through so many hoops.

Take the job - Even if you have a notice period they can ditch you if they want.

[radish2008]

Defaults also include missed payments and some companies also take a dim view if you've used payday loans. Sign up to Noddle for free to see your payment history if you're not sure what it is. A missed direct debit because of bank transfer timings or the missus spending £500 without warning isn't going to stop you getting the gig - stop worrying.

No they don't and they can't see if you've used pay day loans at all.

[northernladuk]

True - in most instances I try to break free from a contract early in order to start a new role.

Bit mercenary that isn't it?

[simplicity]

How often do you personally use a notice period?

How many companies want someone really ill/doesn't want to be there providing services for them?

True - in most instances I try to break free from a contract early in order to start a new role.

[SueEllen]

Just been told it's all ok and passed the credit check- but now the agent says there is no notice period! Need to think whether I want to pursue this further after jumping through so many hoops.

How often do you personally use a notice period?

How many companies want someone really ill/doesn't want to be there providing services for them?

[simplicity]

Just been told it's all ok and passed the credit check- but now the agent says there is no notice period! Need to think whether I want to pursue this further after jumping through so many hoops.

[LondonManc]

Defaults also include missed payments and some companies also take a dim view if you've used payday loans. Sign up to Noddle for free to see your payment history if you're not sure what it is. A missed direct debit because of bank transfer timings or the missus spending £500 without warning isn't going to stop you getting the gig - stop worrying.