Mortgage needed with 1 Years Accounts

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Danielsjdaccountancy replied

6 April 2011, 09:04
Why not try Contractor Mortgages Made Easy, they lend on the day rate. Feel free to PM me and I'll give you their details.
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kaiser78 replied

5 April 2011, 18:53
Originally posted by swiz View Post

Anybody with only 1 year's worth of Accounts, got a mortgage in last 12 months?

Looking for some open mined providers. I only need LTV of 30%!

Cheers

Swiz

Woolwich / Barclays - very good service (for once !)
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mortgageman replied

5 April 2011, 14:54
Mortgage

Shouldnt be a problem. some lenders will take 1 yrs accounts and some will go from your contract rate. Low % borrowing requirement is good also.
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Support Monkey replied

5 April 2011, 13:17
Originally posted by FarmerPalmer View Post

try talking to contractor money

they sorted me out a couple of years ago.

WHS ContractorMoney Everytime, never had a problem

Last edited by Contractor UK; 3 August 2021, 18:01.
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matzie replied

5 April 2011, 13:01
Originally posted by FarmerPalmer View Post

try talking to contractor money

they sorted me out a couple of years ago.

WHS. They were extremely helpful to me recently, and proof of daily rate was sufficient - without accounts as I'm in my first year contracting. I was really impressed by their service and attitude.

Last edited by Contractor UK; 3 August 2021, 18:00.
Leave a comment:
FarmerPalmer replied

4 April 2011, 22:26
try talking to contractor money

they sorted me out a couple of years ago.

Last edited by Contractor UK; 3 August 2021, 18:00.
Leave a comment:
northernladuk replied

4 April 2011, 22:18
Originally posted by swiz View Post

Anybody with only 1 year's worth of Accounts, got a mortgage in last 12 months?

Looking for some open mined providers. I only need LTV of 30%!

Cheers

Swiz

Having one year accounts shouldn't be a problem. I looked around a number of normal high street lenders when I was in a similar situation and they were happy to take my permie details up to the one year and my accountant would prove the income for the year I was contract. They had forms and a standard process to get evidence from accountants so didn't bat an eyelid when I mentioned it.

To be fair I never got past a offer in principle or whatever they called it then.

You can also try the contractor speciality one but I can't remember the name. Contractormoney or something wasn't it?
Leave a comment:
swiz started a topic Mortgage needed with 1 Years Accounts

4 April 2011, 19:53
Mortgage needed with 1 Years Accounts

Anybody with only 1 year's worth of Accounts, got a mortgage in last 12 months?

Looking for some open mined providers. I only need LTV of 30%!

Cheers

Swiz
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