Sippdeal is cheapest for shares, Alliance Trust Savings is cheapest for funds. The last time I looked at this, I think I concluded that Hargreaves Lansdown would cost me tens of thousands of pounds more than Alliance Trust, over an extended period of time. Someone more energetic than I am right now may be able to post a link to my previous post containing the example calculation.
The payment of commision is going to be banned soon, then it will become clearer to many people how much they are really being charged.
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Reply to: Stakeholder pension
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Previously on "Stakeholder pension"
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Originally posted by diesel View Posti would avoid anything to do with Brooksons.
but for pension i recommend SIPPs from HL!
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i would avoid anything to do with Brooksons.
but for pension i recommend SIPPs from HL!
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Originally posted by moorfield View PostWHS. Sippdeal are better/cheaper for dealing shares directly (rather than funds). I use them mainly because I have a penchant for buying BP shares at round about £6 a pop.
But going back to the OP, it is difficult for us to recommend any one pension plan / provider, as it is dependant on age, attitude to risk and number of other factors. It is key that you speak to an IFA about your requirements and which provider to go with.
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Originally posted by pmeswani View PostMy view is to avoid Stakeholder Pensions as they are a waste of investment. I would recommend going down the road of a SIPP, especially for a more diverse investment choices. I would seriously speak to an IFA before committing to any pension provider, but if you are looking for a recommendation (without accepting any blame), have a look at Hargreaves Lansdown | Best ISA & SIPP | Buy funds and shares.
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Originally posted by Wallsy View PostI know the minefield, toes have been blown off too many times. Just getting any feel from others before making any steps either way thanks.
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I can recommend a financial adviser for you if yo uneed help with pension planning
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I know the minefield, toes have been blown off too many times. Just getting any feel from others before making any steps either way thanks.
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Originally posted by Wallsy View PostWhat's the forumers views on a Brookson stakeholder pension for a 50 odd year old?
What is your attitude/appetite towards risk?
Do you already have a pension elsewhere (e.g. Final Salary Pension Plan)?
Are you prepared to make your own investment choices?
Are you looking to make employee and employer based contributions?
Have you considered other types of pension plans such as SIPP?
There are a lot of other questions you need to ask yourself, and you really need to speak to an IFA rather than us.
Stakeholder pensions are not for everyone, they aren't for me... too limited (in terms of investment choices).
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Stakeholder pension
What's the forumers views on a Brookson stakeholder pension for a 50 odd year old?
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