Reply to: "What did your accountant say?"

[escapeUK]

That means you cannot subcontract the work out to another company/person. Some clients want to know who exactly is doing the work while others don't care as long as the work is done to a decent standard.

And that he is directed and that he has a mutuality of obligation.

You have to have all three to be in IR35, lack of just one may lead one to being outside of IR35.

Personally I write my own contracts, but thats because Im running a business and finding my own customers and not a disguised employee working via an agent.

You know, I think this would have been a much better test of a real business. Real businesses have control over terms and conditions. They also rarely find clients via a 3rd party who then gets paid and pays them.

[blacjac]

Point being, that taxes and financial affairs are something that you would notice any errors immediately like dripping water, its months later when you have rising damp, mould and a sagging ceiling, only then would you realise what kind of cowboy plumber you had. Same with accountants sorry to say. So now do you see my point?!

Erm no, the point being made was that you would not check the work a plumber had done because you wouldn't know how to.

A point I think I clearly pointed out was bollocks.

[LisaContractorUmbrella]

"And yes, I am within IR35 and since Im not trying to invent something to get onto Dragons Den, technically Im not a business, Im a freelance professional trying to maximise my take home."

Motzart, if your current contract is within IR35 then you cannot 'maximise' your earnings as they are subject to tax and NI through PAYE if you are working and resident in the UK

[SueEllen]

Point being, that taxes and financial affairs are something that you would notice any errors immediately like dripping water, its months later when you have rising damp, mould and a sagging ceiling, only then would you realise what kind of cowboy plumber you had. Same with accountants sorry to say. So now do you see my point?!

Nope.

You've admitted to hiring both a plumber and an accountant without asking for personal recommendations from real life people that you trust including those in the trades who can't help you for one reason or another.

You also admit to not actually trying to find out exactly what the problem is yourself.

Taking anyone at face value means it's easy to rip you off.

And yes, I am within IR35 and since Im not trying to invent something to get onto Dragons Den, technically Im not a business, Im a freelance professional trying to maximise my take home.

You still don't understand the other points on this thread do you?

You are not within IR35 your current contract is.

That means you cannot subcontract the work out to another company/person. Some clients want to know who exactly is doing the work while others don't care as long as the work is done to a decent standard.

[Mozart]

Personally I do check when a plumber has been round, I may not know what type of joint to use to connect 2 pipes together, but I can damn sure spot if the ****er is leaking.

Point being, that taxes and financial affairs are something that you would notice any errors immediately like dripping water, its months later when you have rising damp, mould and a sagging ceiling, only then would you realise what kind of cowboy plumber you had. Same with accountants sorry to say. So now do you see my point?!

And yes, I am within IR35 and since Im not trying to invent something to get onto Dragons Den, technically Im not a business, Im a freelance professional trying to maximise my take home.

[SueEllen]

You can tell by what some of the people on here say there are a lot of disguised employees around. Anyone contracting via an agency for instance.

Mmm.......... Lots of presumptions.

[Wanderer]

I can't believe you just said that. I do hope you're working within IR35, or under an Umbrella, because it's attitudes like that, that puts those of us who ARE running a business under such scrutiny.

Hey, look! The emperor has no clothes!!

[MarillionFan]

You can tell by what some of the people on here say there are a lot of disguised employees around. Anyone contracting via an agency for instance.


NB I reserve the right to reverse this position should I at any time in the future lower myself to dealing with an agent.

Good call escapeUk. Word of advice, never agree to anything or post anything you can't rescind at a later date.

[escapeUK]

I can't believe you just said that. I do hope you're working within IR35, or under an Umbrella, because it's attitudes like that, that puts those of us who ARE running a business under such scrutiny.

You can tell by what some of the people on here say there are a lot of disguised employees around. Anyone contracting via an agency for instance.


NB I reserve the right to reverse this position should I at any time in the future lower myself to dealing with an agent.

[zippy.mini]

Er, to all the smart alecks on here, the bottom line is we are not business people, we are merely contractors, we are not trying to run a business, we are merely trying to maximise our income from doing what we do best.

I can't believe you just said that. I do hope you're working within IR35, or under an Umbrella, because it's attitudes like that, that puts those of us who ARE running a business under such scrutiny.

[TheFaQQer]

WHS

Plus not all accountants are cowboys (or cowgirls).

I know quite a few accountants and like with every professional I know it's a case of wording your questions correctly.

Now being a logical IT bod that should be too difficult to do surely?

shouldn't

[SueEllen]

What a load of tulipe.

You pay your accountant to do your accounts and give some very limited financial / tax advice.
If you want someone to run your business for you, employ a managing director.

Personally I do check when a plumber has been round, I may not know what type of joint to use to connect 2 pipes together, but I can damn sure spot if the ****er is leaking.

WHS

Plus not all accountants are cowboys (or cowgirls).

I know quite a few accountants and like with every professional I know it's a case of wording your questions correctly.

Now being a logical IT bod that should be too difficult to do surely?

[TheBigYinJames]

Not all of us are Umbrella-fodder...

That's you just lost the Umbrella-fodder vote.....

TheBigTooLazyAndDisorganisedToRunaLtdAnymore

[cojak]

Er, to all the smart alecks on here, the bottom line is we are not business people, we are merely contractors, we are not trying to run a business, we are merely trying to maximise our income from doing what we do best.

You speak for yourself, matey - some of us run businesses with multiple income-streams.

Not all of us are Umbrella-fodder...

[blacjac]

Just as we are being paid £500 a day for being experts in our field, we pay accountants to be experts in theirs and tell us how to do this part of our "business". Your accountant not being able to explain the ins and outs of running a company to you is tantamount to turning up as a DBA contractor and not knowing what third normal form is.
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You dont go around after your plumber has being in to check his work because you wouldnt know what to check for but you are expected to do that with your accountant!

What a load of tulipe.

You pay your accountant to do your accounts and give some very limited financial / tax advice.
If you want someone to run your business for you, employ a managing director.

Personally I do check when a plumber has been round, I may not know what type of joint to use to connect 2 pipes together, but I can damn sure spot if the ****er is leaking.