Mortgage Advice Needed

Visitors can check out the Forum FAQ by clicking this link. You have to register before you can post: click the REGISTER link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. View our Forum Privacy Policy.
Want to receive the latest contracting news and advice straight to your inbox? Sign up to the ContractorUK newsletter here. Every sign up will also be entered into a draw to WIN £100 Amazon vouchers!

You are not logged in or you do not have permission to access this page. This could be due to one of several reasons:

You are not logged in. If you are already registered, fill in the form below to log in, or follow the "Sign Up" link to register a new account.
You may not have sufficient privileges to access this page. Are you trying to edit someone else's post, access administrative features or some other privileged system?
If you are trying to post, the administrator may have disabled your account, or it may be awaiting activation.

jmo21 replied

16 November 2015, 17:06
Originally posted by northernladuk View Post

I'd give Ken a call at Freelancer Financials. They are very helpful and have taken time to explain things to me even when I wasn't going to use them for that piece of work. I say that because I believe they have some different requirements depending on who you are with. Someone posted about the Virgin ones being very stringent. My Halifax on needed to see I had a number of months left (I think. Something like that anyway). I think the answer is..It depends so a quick chat to FF won't do any harm

What NLUK said.

Some do take into account months left, but some can do it on your current rate (including months left) OR only on your last 3 years accounts (assuming you have them).
Leave a comment:
northernladuk replied

16 November 2015, 14:56
I'd give Ken a call at Freelancer Financials. They are very helpful and have taken time to explain things to me even when I wasn't going to use them for that piece of work. I say that because I believe they have some different requirements depending on who you are with. Someone posted about the Virgin ones being very stringent. My Halifax on needed to see I had a number of months left (I think. Something like that anyway). I think the answer is..It depends so a quick chat to FF won't do any harm
Leave a comment:
Gumbo Robot started a topic Mortgage Advice Needed

16 November 2015, 14:44
Mortgage Advice Needed

Need a bit of info. The advisor I've been using is currently unavailable so was wondering if somebody could answer this question.

How do mortgages based on you annual accounts work? Is it some multiple of annual turnover? Do you get a better deal the more years for which you can provide accounts?

Reason I'm asking is that I've found a house I want to buy but this has coincided with the end of my contract (4 weeks away) and I'm of the understanding that I need to have some time to run on the contract at the time of applixation when going for a mortgage based on day rate.
Tags: None