Originally posted by chrisalis
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Anyway, £5m seems excessive for both PL and PI especially for a Test Analyst (surely you are not just a 'tester'?).
I've seen some agencies require £2m cover so its up to you if you want to go £1m or £2m.
There is no legal requirement to have Employer's Liability insurance unless you have more than 1 employee ie yourself and another working employee. So, you do not need EL. Your accountant has conned you there Im afraid. Id just change accountants and forget about it.
My recommendation is use QDOS for your insurance quotes. Use Bauer and Cottrell for your contract reviews (you do have them reviewed?) who are far better than QDOS in this respect imho.
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