APN - time to pay and penalties

[DonkeyRhubarb]

Has anyone set up a payment plan (TTP) with HMRC?

What is the maximum time people have been given? (I've heard one year is achievable but what about longer?)

Do HMRC still impose penalties, on the outstanding balance, while you're paying installments?

Thanks
DR

[webberg]

Our experience is that 12 months to pay is available without much investigation.

Longer periods by negotiation.

No penalty on outstanding amounts unless the instalments are missed, in which case a full penalty is suggested.

[Dylan]

Pretty sure one of my letters (maybe a reminder for an APN) suggested that up to 24 months payment plan no evidence was required, and negotiation beyond that point would need to be evidenced. Will try and dig it out to confirm.

[warlord]

Our experience is that 12 months to pay is available without much investigation.

Longer periods by negotiation.

No penalty on outstanding amounts unless the instalments are missed, in which case a full penalty is suggested.

My four APNs total 49.5K - over 24 months is 2K a month. Realistically I can afford maybe £400 per month MAX.

[webberg]

My four APNs total 49.5K - over 24 months is 2K a month. Realistically I can afford maybe £400 per month MAX.

We've had a few people agree 24 months.

We're trying to get 36 months for a couple in exceptional circumstances. DMB is resisting.

We're trying to have a few written off on humanitarian grounds, again meeting very stiff resistance.

be aware that ALL instalment terms carry interest on unpaid balances, usually at 4%.

The only advice I can realistically give is to contact DMB AS EARLY AS POSSIBLE, if you need terms.

[warlord]

We've had a few people agree 24 months.

We're trying to get 36 months for a couple in exceptional circumstances. DMB is resisting.

We're trying to have a few written off on humanitarian grounds, again meeting very stiff resistance.

be aware that ALL instalment terms carry interest on unpaid balances, usually at 4%.

The only advice I can realistically give is to contact DMB AS EARLY AS POSSIBLE, if you need terms.

@ £400 per month I need time to pay of 10 Years - hell that's say 12 years to be on the safe side.
Maybe HRMC should try and bankrupt me for an APN (will a judge even sign off on a bankruptcy for a debt yet to be proven?)

[DonkeyRhubarb]

Maybe HRMC should try and bankrupt me for an APN (will a judge even sign off on a bankruptcy for a debt yet to be proven?)

With 60,000 people due to receive APNs, if HMRC go down that route, they'll have to bankrupt an awful lot of people.

[bluemonkey71]

Maybe HRMC should try and bankrupt me for an APN (will a judge even sign off on a bankruptcy for a debt yet to be proven?)

I can't see that happening. Webberg thoughts?

[webberg]

I can't see that happening. Webberg thoughts?

Bit if a hospital pass - thanks!!

I have no solid information from HMRC as to their policy despite pressing for it. I have no solid base of client experiences to call upon which would indicate or validate a practical approach from DMB.

I have had conversations with clients who have had conversations with DMB. They report that the individual DMB officers are reluctant to go to Court to apply for possession orders or file for bankruptcy for a tax debt that although legally due, remains based on disputed values.

We've heard this now from perhaps a dozen or so people. However that dozen are all at the forefront of the wave and all have special financial or personal circumstances that may have a bearing on the situation. I don't know how much weight is assigned to their circumstances.

This is what I know and have inferred.

I recommend that if you have a problem paying, then contact DMB as early as possible and start a discussion.

[creativity]

Well I have had all three representations accepted so now intend to call the TTP phone number supplied on the letters. However, both numbers switch to a fax machine - they do this when busy which has been everyday so far.

At this rate I will miss the 30 days. Any ideas?