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Uninsured Drivers

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    #11
    Originally posted by TonyEnglish
    If you don't have a crash, you don't have anything to pay. If you do have a crash or caught by the cops you get a fine which tends to be less than the annual premium.
    If you do not crash but just get caught then penalty is this: Driving without insurance £5,000 fine, Discretionary disqualification and 6-8 points with the code that no insurance company will like - I'd say its £1000 on top of premium for 5 years.

    If you have a crash you are still liable - plus a court will slap you silly for not having insurance: you get all of the above with risk to go to prison.

    Source: http://www.highwaycode.gov.uk/28.htm

    Comment


      #12
      Sure that's the maximum penalty ATw. It will reduced if the person concerned does not have the "means to pay" (ie is a useless scroat) and as somebody said earlier, the fine often ends up less than the premium so they are saving money.
      bloggoth

      If everything isn't black and white, I say, 'Why the hell not?'
      John Wayne (My guru, not to be confused with my beloved prophet Jeremy Clarkson)

      Comment


        #13
        "If you do not crash but just get caught then penalty is this: Driving without insurance £5,000 fine, Discretionary disqualification and 6-8 points with the code that no insurance company will like - I'd say its £1000 on top of premium for 5 years. "

        And now check your local paper to see who has been done before the courts and what they got for it.


        Like this.....

        "£600 fine for dodging £3,000 car insurance

        MAGISTRATES told a 20-year-old from Ware with six convictions for driving without insurance and two disqualifications to his name that he had a "complete disregard for the law".

        They banned labourer David Irons, of Queens Road, from getting behind the wheel for two years and imposed fines totalling £600 following the latest in his appalling catalogue of offences.

        Irons ignored a request from police to produce his driving documents at a police station when asked, then failed to turn up for the subsequent court case.

        A warrant was put out for his arrest and he was finally hauled before the Hertford bench last week after police caught up with him and took him into custody.

        Presiding magistrate Betty Hindmarsh told Irons: "You have a complete disregard for the law."

        But there was criticism this week that Irons escaped without any community punishment for his crimes and with a financial penalty that was a mere fraction of the sum he would have had to pay to insure his van.

        One insurer quoted the Mercury £3,000 when given Irons's details — and magistrates had the power to impose fines of £7,000 for his offences of driving without insurance, without MoT and not in accordance with his licence.

        A spokesman for the RAC Foundation, the drivers' group, said: "To fine an uninsured driver less than they would have to pay to be insured is a total disincentive for them.

        "We've called for fines to be a real deterrent, otherwise, as with this case, the driver will gamble that any fine will be less than the insurance.

        "We would also want to see something like a community service punishment. The Road Safety Bill will introduce the penalty of a prison sentence for the offence of causing death while driving uninsured, but it shouldn't take someone to die before realistic action is taken."

        Hertford magistrates heard that Irons, who works for a firm in east London, was driving a Ford Escort van when he was stopped by police in Stanstead Abbotts High Street last July.

        He was charged after failing to take his documents to a police station, but failed to turn up at Hertford Magistrates' Court on March 29, when an arrest warrant was issued. The charges were proved in his absence on April 1.

        When Irons appeared last week, magistrates were told that he had, among other motoring offences, six previous convictions for driving without insurance. He had also been disqualified from driving twice before — in April 2004 and again in July of the same year.

        The bench disqualified him from driving for two years and fined him £350 for having no insurance, £125 for driving otherwise than in accordance with a licence and £125 for having no MoT certificate. He was also ordered to pay £43 costs.

        Magistrates could have fined him £5,000 for having no insurance and £1,000 for each of the other offences."
        Rule Number 1 - Assuming that you have a valid contract in place always try to get your poo onto your timesheet, provided that the timesheet is valid for your current contract and covers the period of time that you are billing for.

        I preferred version 1!

        Comment


          #14
          Minimum number of points given is 6 - the person who does this kind of thing is likely to have speeding convictions too, so in effect this is going to push him/her towards driving ban.

          I certainly agree that penalties should be harsher - if the person can't pay them he should go to prison - if they lock up grannies for non-payment of tax, then they need to definately lock up people who drive (without insurance, MOT etc) 1 ton metal thing that can easily kill a lot of people.

          Comment


            #15
            How about forcing petrol stations not to sell petrol to uninsured drivers?



            The technology is fairly easy to put in place.
            The court heard Darren Upton had written a letter to Judge Sally Cahill QC saying he wasn’t “a typical inmate of prison”.

            But the judge said: “That simply demonstrates your arrogance continues. You are typical. Inmates of prison are people who are dishonest. You are a thoroughly dishonestly man motivated by your own selfish greed.”

            Comment


              #16
              This will just lead to high number of cloned number plates.

              Comment


                #17
                Originally posted by Bagpuss
                How about forcing petrol stations not to sell petrol to uninsured drivers?



                The technology is fairly easy to put in place.
                ID cards?

                Comment


                  #18
                  Originally posted by AtW
                  Minimum number of points given is 6 - the person who does this kind of thing is likely to have speeding convictions too, so in effect this is going to push him/her towards driving ban.
                  If they're driving illegally in the first place, what difference is a driving ban going to make?
                  Will work inside IR35. Or for food.

                  Comment


                    #19
                    Breaking driving ban is a serious offence that will lead to prison sentense.

                    Comment


                      #20
                      Originally posted by AtW
                      Breaking driving ban is a serious offence that will lead to prison sentense.
                      sentence
                      Illegitimus non carborundum est!

                      Comment

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