Originally posted by adam42
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Income protection: another PPI?
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I was an IPSE Consultative Council Member, until the BoD abolished it. I am not an IPSE Member, since they have no longer have any relevance to me, as an IT Contractor. Read my lips...I recommend QDOS for ALL your Insurance requirements (Contact me for a referral code). -
Originally posted by Zero Liability View PostPPI: protects repayments on a specific credit product. It's mostly the single premium products lumped onto a loan that were mis-sold and sometimes sold fraudulently. The regular premium products aren't nearly as bad or expensive. They are cluelessly lumped together and due to volumes banks just choose to pay up so it is assumed everything was mis-sold.
Income protection: provides an income if you fall sick, out of work and/or suffer an accident. Not tied to a particular product. Usually underwritten. They are priced according to how much cover you want and as with any form of insurance due regard should be given to the T&C's. Their value can be be considerable if you do need to claim on it, especially due to an injury.
I have an income protection policy with Aviva.
I'm Spartacus.Comment
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Originally posted by Antman View PostHaving said that I do have life assurance until I'm 65.
tw@ts!How fortunate for governments that the people they administer don't thinkComment
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Originally posted by Troll View PostDO they "review" it every 5 years? and surprise surprise it always reduces the sum assured for the same premium
tw@ts!"You’re just a bad memory who doesn’t know when to go away" JRComment
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