Childrens Trust Fund

[triboix]

F&C are good, I think

Hi,

I had a look at different CTF providers, and apparently F&C are quite good. Indeed, a good deal of these providers use UK trackers, but not all. On top of that, the charges are quite hefty (usually 1% or even 1.5%). F&C charges 0.7%; it is still more than the 0.5% I pay at L&G, but it is acceptable. I am still waiting for my voucher (well, my child's voucher!), but as soon as I have it, I will go for F&C.

Cheers,

Fabrice

[Lucifer Box]

Anyone who says they are all the same or just to bung it in a cash fund is talking bollox.

I recommend the self-select CTF (not the CAT standard one) from SelfTrade. Flat £12.50 dealing fee and no annual charges.

[Asterix]

Investments

Most of the small-scale funds use trackers to track the FTSE100 or whatever. It doesn't take a genius of a fund manager and it costs next to nothing to maintain. It's amazing what some funds charge for such a simple solution. The ones that know or fancy themselves go for self-select or non-UK based funds (oil companies a good bet atm even with BP's issues)

[bobsmithldn]

Can anyone recommend a good one please?

Try Commerzbank's ex-Comdirect outfit called www.squaregain.co.uk now called http://www.selftrade.co.uk/

[bobsmithldn]

Manage it yourself and through in a few quid every month to take advantage of the £1200 tax free child's allowance and should grow to a sizeable amount