Own property is enough exposure to that asset class, no ? BTL is a lot of grief and I am not sure of the numbers with an EA taking a chunk and house prices uncertain. If you are desperate to get exposure how about a REIT, or other property fund (I have some F&C commercial) which gives comm exposure too.
Pension wise, using a SIPP and aiming at HYP (bit patchy results over 18 mths but will come good over 5-10 I reckon)
Got lots of legacy funds going back 15 years and despite well documented dot com, and credit crunch crisis, they are mostly averaging a healthy 8%+ annual rise.
Not sure I would go that way now due to charges involved so plan to use low cost UK, US and ROW trackers where I can and build up HYP list in SIPPS and ISA.
Buy, hold, diversify, NEVER bet the farm and never panic.....
Pension wise, using a SIPP and aiming at HYP (bit patchy results over 18 mths but will come good over 5-10 I reckon)
Got lots of legacy funds going back 15 years and despite well documented dot com, and credit crunch crisis, they are mostly averaging a healthy 8%+ annual rise.
Not sure I would go that way now due to charges involved so plan to use low cost UK, US and ROW trackers where I can and build up HYP list in SIPPS and ISA.
Buy, hold, diversify, NEVER bet the farm and never panic.....
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