Index linked saving certificates are back

[MarillionFan]

I guess she knows who is his father then...

I doubt it. I heard it was dark and they took turns.

[AtW]

I doubt it. I heard it was dark and they took turns.

You are very mean MF...

[DimPrawn]

Close to a million? That means LESS than a million then!

The problem with just being just a millionaire is everytime I buy something, I'm not a millionaire anymore.

[AtW]

The problem with just being just a millionaire is everytime I buy something, I'm not a millionaire anymore.

It's ok mate, we don't hate you for your money!

[AtW]

The problem with just being just a millionaire is everytime I buy something, I'm not a millionaire anymore.

Listen to me. You are not a millionaire. You are a pathetic, broken-minded, little bum. In your mind you think you're a millionaire but you're not.

HTH

[DimPrawn]

Listen to me. You are not a millionaire. You are a pathetic, broken-minded, little bum. In your mind you think you're a millionaire but you're not.

HTH

Thanks for clearing that up for me.

The nurse says I'm to get back to bed now, so catch you all laters.

[Lockhouse]

So in all seriousness, I've got a reasonable amount of cash to invest on someone else's behalf, even though there are lots of mini-bubbles about, what's going to be a good bet for the next 5 years?

[DimPrawn]

So in all seriousness, I've got a reasonable amount of cash to invest on someone else's behalf, even though there are lots of mini-bubbles about, what's going to be a good bet for the next 5 years?

Index linked certs and cash isas and then in a couple of years spend the lot on BTL property at auction when the repos kick in so you'll have an income and capital appreciation when the next property bubble blows up.

[MarillionFan]

So in all seriousness, I've got a reasonable amount of cash to invest on someone else's behalf, even though there are lots of mini-bubbles about, what's going to be a good bet for the next 5 years?

The best on the market is a bond at 5.05% with Birmingham - (scroll to bottom)

Find & Compare Fixed Rate Bonds | moneysupermarket.com

He could take a monthly interest and top his income up or leave it to accumulate. The monthly interest could be paid into his current account as opposed to back into the bond. Now interest rates may go up. If they go up a lot then take the penalty in a few years and move to a higher account.

[DimPrawn]

The best on the market is a bond at 5.05% with Birmingham - (scroll to bottom)

Find & Compare Fixed Rate Bonds | moneysupermarket.com

He could take a monthly interest and top his income up or leave it to accumulate. The monthly interest could be paid into his current account as opposed to back into the bond. Now interest rates may go up. If they go up a lot then take the penalty in a few years and move to a higher account.

Tax man takes his chunk though.