Opening a business bank account rant
I have just tried opening a business account for the new venture - Plan B.
The buggers that hold my personal and business accounts for the last god knows how long will not let me open a bloody account without jumping through their hoops. Winkers.
I only want to pay some bloody invoices into it, I'm it not asking for credit. Is there any liability they have by me opening an account? Am I missing something?
The process was halted when I couldn't provide a commercial address, even though what I am planning on doing is viable from residential property, although more difficult I admit. I made this point and the bloody tossbag said since I had said I was going to look at commercial premises then he couldn't continue with the application.
Even though I may not even take them. Now I'm bloody stumped until I find some suitable premises - with this application anyhow.
I also asked what other parts of the application process could possibly get in the way at a later date regarding information they needed....and the winker started talking about discussing our routes to market, where the income is generated, business plan stuff.....which I have but what the fook is it to do with some spotty faced oik with a shiney name badge with "commercial executive business manager" or somesuch tulipe on it. Do I have to explain the processes involved with the product to someone with two GCSEs and an a-level, I'm sure I would find this difficult. Can I charge them for this time on a consultancy basis?
Alll of this took around 1/2 an hour of my very limitted spare time (putting plan B into action and keeping the curent contract going - oh and keeping a wife and two kids happy-ish). I spoke to three seperate people with varying accents. Why can't one person deal with it. And why, oh why can't I go into my local bank with my passport and some proof of address and speak to someone who can then tell me an account number so I can start invoicing. Does all this bulltulip make the world go round.
Anyway, who works for who? They are looking after my money for me, which become an asset of theirs, and providing a method of which to make and recieve payments. What interest do they have? What liability is passed on to them, or are they just after the address where the assets are held at in case they are left out of pocket? How can they be left out of pocket?
Can anyone advise where to get a bog standard business account from, preferably with some pretty quick setup times as I need to send off some invoices as soon as possible.
Are they all like this lately?
</RANT>
Breathe. Calm.
The buggers that hold my personal and business accounts for the last god knows how long will not let me open a bloody account without jumping through their hoops. Winkers.
I only want to pay some bloody invoices into it, I'm it not asking for credit. Is there any liability they have by me opening an account? Am I missing something?
The process was halted when I couldn't provide a commercial address, even though what I am planning on doing is viable from residential property, although more difficult I admit. I made this point and the bloody tossbag said since I had said I was going to look at commercial premises then he couldn't continue with the application.
Even though I may not even take them. Now I'm bloody stumped until I find some suitable premises - with this application anyhow. I also asked what other parts of the application process could possibly get in the way at a later date regarding information they needed....and the winker started talking about discussing our routes to market, where the income is generated, business plan stuff.....which I have but what the fook is it to do with some spotty faced oik with a shiney name badge with "commercial executive business manager" or somesuch tulipe on it. Do I have to explain the processes involved with the product to someone with two GCSEs and an a-level, I'm sure I would find this difficult. Can I charge them for this time on a consultancy basis?
Alll of this took around 1/2 an hour of my very limitted spare time (putting plan B into action and keeping the curent contract going - oh and keeping a wife and two kids happy-ish). I spoke to three seperate people with varying accents. Why can't one person deal with it. And why, oh why can't I go into my local bank with my passport and some proof of address and speak to someone who can then tell me an account number so I can start invoicing. Does all this bulltulip make the world go round.
Anyway, who works for who? They are looking after my money for me, which become an asset of theirs, and providing a method of which to make and recieve payments. What interest do they have? What liability is passed on to them, or are they just after the address where the assets are held at in case they are left out of pocket? How can they be left out of pocket?
Can anyone advise where to get a bog standard business account from, preferably with some pretty quick setup times as I need to send off some invoices as soon as possible.
Are they all like this lately?
</RANT>
Breathe. Calm.
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