I asked the same question about five months ago. I only had only be contracting 18 months and had a limited for a year. I found that Woolwich came out best although the LTV was quite low. Didn't buy the house in the end, but it was still a useful process to go through.
- Visitors can check out the Forum FAQ by clicking this link. You have to register before you can post: click the REGISTER link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. View our Forum Privacy Policy.
- Want to receive the latest contracting news and advice straight to your inbox? Sign up to the ContractorUK newsletter here. Every sign up will also be entered into a draw to WIN £100 Amazon vouchers!
Mortgage Help
Collapse
X
-
-
When did you lot get the base rate + tracker rates, is it in the last year ?
Got a Woolwich offset tracker which is .75 over BR, which I am very happy with at the mo, but need another couple of hundred k or so for an upgrade so interested in current options (got a big deposit 40%+)Comment
-
My BR + 0.49% was agreed somewhere around August/September last year, finally completed Nov 2009, took 4 months from 1st viewing to completion.Originally posted by lukemg View PostWhen did you lot get the base rate + tracker rates, is it in the last year ?
Got a Woolwich offset tracker which is .75 over BR, which I am very happy with at the mo, but need another couple of hundred k or so for an upgrade so interested in current options (got a big deposit 40%+)Never has a man been heard to say on his death bed that he wishes he'd spent more time in the office.Comment
-
it's more like BR + 2.49-2.99 these daysOriginally posted by lukemg View PostWhen did you lot get the base rate + tracker rates, is it in the last year ?
Got a Woolwich offset tracker which is .75 over BR, which I am very happy with at the mo, but need another couple of hundred k or so for an upgrade so interested in current options (got a big deposit 40%+)Comment
-
Comment
- Home
- News & Features
- First Timers
- IR35 / S660 / BN66
- Employee Benefit Trusts
- Agency Workers Regulations
- MSC Legislation
- Limited Companies
- Dividends
- Umbrella Company
- VAT / Flat Rate VAT
- Job News & Guides
- Money News & Guides
- Guide to Contracts
- Successful Contracting
- Contracting Overseas
- Contractor Calculators
- MVL
- Contractor Expenses
Advertisers
Contractor Services
CUK News
- Contractors warned over HMRC charging £3.5 billion too much Today 03:18
- Statutory Sick Pay (SSP) for umbrella company contractors: an April 2026 explainer Yesterday 07:19
- IR35: IT contractors ‘most concerned about off-payroll working rules’ Feb 4 07:11
- Labour’s near-silence on its employment status shakeup is telling, and disappointing Feb 3 07:47
- Business expenses: What IT contractors can and cannot claim from HMRC Jan 30 08:44
- April’s umbrella PAYE risk: how contractors’ end-clients are prepping Jan 29 05:45
- How EV tax changes of 2025-2028 add up for contractor limited company directors Jan 28 08:11
- Under the terms he was shackled by, Ray McCann’s Loan Charge Review probably is a fair resolution Jan 27 08:41
- Contractors, a £25million crackdown on rogue company directors is coming Jan 26 05:02
- How to run a contractor limited company — efficiently. Part one: software Jan 22 23:31

Comment