- Visitors can check out the Forum FAQ by clicking this link. You have to register before you can post: click the REGISTER link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. View our Forum Privacy Policy.
- Want to receive the latest contracting news and advice straight to your inbox? Sign up to the ContractorUK newsletter here. Every sign up will also be entered into a draw to WIN £100 Amazon vouchers!
Reply to: Mortgage Help
Collapse
You are not logged in or you do not have permission to access this page. This could be due to one of several reasons:
- You are not logged in. If you are already registered, fill in the form below to log in, or follow the "Sign Up" link to register a new account.
- You may not have sufficient privileges to access this page. Are you trying to edit someone else's post, access administrative features or some other privileged system?
- If you are trying to post, the administrator may have disabled your account, or it may be awaiting activation.
Logging in...
Previously on "Mortgage Help"
Collapse
-
yeah, that's what I thought, rates will push back up and that is likely to sting when they do.
-
Originally posted by lukemg View PostWhen did you lot get the base rate + tracker rates, is it in the last year ?
Got a Woolwich offset tracker which is .75 over BR, which I am very happy with at the mo, but need another couple of hundred k or so for an upgrade so interested in current options (got a big deposit 40%+)
Leave a comment:
-
Originally posted by lukemg View PostWhen did you lot get the base rate + tracker rates, is it in the last year ?
Got a Woolwich offset tracker which is .75 over BR, which I am very happy with at the mo, but need another couple of hundred k or so for an upgrade so interested in current options (got a big deposit 40%+)
Leave a comment:
-
When did you lot get the base rate + tracker rates, is it in the last year ?
Got a Woolwich offset tracker which is .75 over BR, which I am very happy with at the mo, but need another couple of hundred k or so for an upgrade so interested in current options (got a big deposit 40%+)
Leave a comment:
-
I asked the same question about five months ago. I only had only be contracting 18 months and had a limited for a year. I found that Woolwich came out best although the LTV was quite low. Didn't buy the house in the end, but it was still a useful process to go through.
Leave a comment:
-
Originally posted by EternalOptimist View Postsave up, pay cash, buy cheap. You know it makes sense
Leave a comment:
-
Santander wanted 2 years accounts from me, even though I had been with them for 23 years!!
Finally landed .49% above base for the term with them though, so pretty happy.
Leave a comment:
-
I'd hold off for a bit. House prices are going to go down for the next few months.
Leave a comment:
-
Originally posted by Ruprect View Postcontractormoney sorted mine out no problem. Still on the tracker .75% above base.
Leave a comment:
-
Originally posted by SuPaStA View PostThanks for the quick response!
How long were you contracting before you asked for the mortgage?
Leave a comment:
-
contractormoney sorted mine out no problem. Still on the tracker .75% above base.
Leave a comment:
-
Thanks for the quick response!
How long were you contracting before you asked for the mortgage?
Leave a comment:
-
I got a mortgage direct with Santander no problem. IMO forget the middle men.
Leave a comment:
-
Mortgage Help
I have recently started contracting (been perm at the same company for 5 years before this), the contract is about a year on a day rate.
I have setup a LTD company which is run a lot like everyone else here on the board.My question is, how easy is it for me to get a mortgage?
I see a lot of companies offering to get your a mortgage even if you have not run your company for two years but am I correct in thinking that this is either false or dodgy?
Also if it is possible to get a mortgage, what % deposit are they asking for?Tags: None
- Home
- News & Features
- First Timers
- IR35 / S660 / BN66
- Employee Benefit Trusts
- Agency Workers Regulations
- MSC Legislation
- Limited Companies
- Dividends
- Umbrella Company
- VAT / Flat Rate VAT
- Job News & Guides
- Money News & Guides
- Guide to Contracts
- Successful Contracting
- Contracting Overseas
- Contractor Calculators
- MVL
- Contractor Expenses
Advertisers
Contractor Services
CUK News
- Streamline Your Retirement with iSIPP: A Solution for Contractor Pensions Sep 1 09:13
- Making the most of pension lump sums: overview for contractors Sep 1 08:36
- Umbrella company tribunal cases are opening up; are your wages subject to unlawful deductions, too? Aug 31 08:38
- Contractors, relabelling 'labour' as 'services' to appear 'fully contracted out' won't dupe IR35 inspectors Aug 31 08:30
- How often does HMRC check tax returns? Aug 30 08:27
- Work-life balance as an IT contractor: 5 top tips from a tech recruiter Aug 30 08:20
- Autumn Statement 2023 tipped to prioritise mental health, in a boost for UK workplaces Aug 29 08:33
- Final reminder for contractors to respond to the umbrella consultation (closing today) Aug 29 08:09
- Top 5 most in demand cyber security contract roles Aug 25 08:38
- Changes to the right to request flexible working are incoming, but how will contractors be affected? Aug 24 08:25
Leave a comment: