When staying away from home during the week, do you inform your car insurance company?
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Working away from home - car insurance
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Originally posted by blacjac View PostWhen staying away from home during the week, do you inform your car insurance company?
You're not normally parked at home at night any longer are you, so your car is not insured.
Driving without insurance is a very naughty thing to do.
Suggest you buy the appropriate insurance for your car usage.
HTHInsanity: repeating the same actions, but expecting different results.
threadeds website, and here's my blog. -
Originally posted by threaded View Postso your car is not insured.
Driving without insurance is a very naughty thing to do.
OP you're still fine when it comes to legal 3rd party requirement.
Up to you if you tell them and pay the increased premium perhaps it's worth it for the peace of mind. I don't and I expect nor do most others.Comment
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Originally posted by threaded View PostNearly all motor insurance policies have a 'normally parked' clause.
You're not normally parked at home at night any longer are you, so your car is not insured.
Driving without insurance is a very naughty thing to do.
Suggest you buy the appropriate insurance for your car usage.
HTHBehold the warranty -- the bold print giveth and the fine print taketh away.Comment
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Don't you mean "partly" true
OR
True in respect that you may not be covered to the full extent possible in your policyComment
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Originally posted by Olly View PostDon't you mean "partly" true
OR
True in respect that you may not be covered to the full extent possible in your policy
Report back with your findings, there's a good chap.Insanity: repeating the same actions, but expecting different results.
threadeds website, and here's my blog.Comment
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Originally posted by Olly View PostDon't you mean "partly" true
OR
True in respect that you may not be covered to the full extent possible in your policy
One of the advantages of dealing with a decent broker is that this was all sorted out on my behalf.Behold the warranty -- the bold print giveth and the fine print taketh away.Comment
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I spoke to the insurer about this already....
Have also been told the same thing from and a guy who works an expert witness in traffic / insurance cases.
...it's the same with an MoT. Yes your car is illegal to drive if you don't have one but if it's roadworthy you're still covered up the the legal requirement.
Regarding a full comprehensive policy not acurately reflecting the address the vehicle spends most of it's time. Yes of course the insurer can investigate and not pay out if it gets nicked. Would they check up effectively? Unlikely....am I prepared to take the risk? - absoloutely. Do many others take the same risk knowingly or not. Yes.Comment
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