Car insurance claims

[Rebecca Loos]

thank you

[threaded]

AtW: Rear ending twats ought to be banned from driving.

[AtW]

threaded, how about I give you £1k in cash and you use your time machine to sort this problem for me?

[Lucifer Box]

thank you

You're very welcome.

Gosh, what a nice, polite place this forum is today.

[Rebecca Loos]

it's one of my new years resolution you see - politeness and good manners. I'll give it a go and see if it leads me anywhere

[sb5spa]

Damage

why not instruct a firm of independant mechanical engineers to report on the damage to the vehicle. It may cost you £200 to £300 but it could save you a packet. They will be able to identify the actual damage caused to the vehicle by the collision and to indicate a reasonable cost for repairing the same. Try a search on the BT site for business types - you should find quite a few mechanical engineers in the B'ham area.

[AtW]

I may do it - will wait until get final info whether its just bumper+bits or bigger structural things that Audi was warning about saying they are pretty sure it is, in which case it would cost "a lot more" than quoted £800. They are worse than laywers.

[Bagpuss]

You do realise that you have to inform your current insurer, don't you?

You are supposed to, even accidental damage! but who does!

Al so worth noting protected no claims discount is a con. You just keep the discount but your premium is readjusted upwards for the claim.

[AtW]

zeitghost - my car was scratched a few times on a side, should I inform insurer about it as well? Perhaps even put claim forward and pay for it myself since it will be under excess? Feck off! I barely touched the car in front of me - front of my car has not even got a scratch ffs!

[Gunnery Sergeant Highway]

You do realise that you have to inform your current insurer, don't you?

Well yes, but only a spanner would do so for a minor shunt being settled privately. Shhhh... mum's the word.