Quick question regarding SC Clearance - got a sponsor etc, i'm due to start d job in Jan 2010
however I have some questions abt d credit check.
Problem being I have a default on a charge card ( whach i'm paying back thr debt collectors) and also some late payments on loans all due to the fact that i was out of job for 7 months. I have just brought up my loan accts back to normal.
the question in the form did say 'have you ever defaulted on a loan', i don't know if the charge card is classified as loan and if late payments are clssified as defaults.
main problem is that i've sent out this forms back to my new employer and i've ticked No to (Ever defaulted on a loan & Do you currently have, or have you ever had, significant financial difficulties)
I understand it is best to be open and honest, which i plan to be. However do any of you know if this will be a bar to getting the clearance?, if so, how do i get d form back ASAP and refill it.
however I have some questions abt d credit check.
Problem being I have a default on a charge card ( whach i'm paying back thr debt collectors) and also some late payments on loans all due to the fact that i was out of job for 7 months. I have just brought up my loan accts back to normal.
the question in the form did say 'have you ever defaulted on a loan', i don't know if the charge card is classified as loan and if late payments are clssified as defaults.
main problem is that i've sent out this forms back to my new employer and i've ticked No to (Ever defaulted on a loan & Do you currently have, or have you ever had, significant financial difficulties)
I understand it is best to be open and honest, which i plan to be. However do any of you know if this will be a bar to getting the clearance?, if so, how do i get d form back ASAP and refill it.
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