Joint accounts.. who has em?

[Spacecadet]

Mrs Swamp has no credit history (in the UK) and doesn't have a job.

Ditto for Mrs Spacecadet

HSBC still gave us a joint account though

[Spacecadet]

We have a joint "expense" account and our own accounts where our wages (divis for me) go.

Joint account is run so it mostly has about £1500 in it. This takes a monthly contribution of £1000 from me and £700 from her...

I'd go looking for that other £200 if I were you

[oracleslave]

Joint account. We are both free to spend what we like.

[DiscoStu]

Joint account , unfortunately all the credit cards and PINs were stolen two years ago. Havn't informed the bank or the police yet, because the guy who stole them spends less money than she did

[Andy2]

joint account with well defined roles
I earn it , she spends it

[Peoplesoft bloke]

Bout the same for me. I had a proper joint account when I was previously married. Never again...

WHS

[RichardCranium]

Separate personal accounts.

The Missus had a joint account with her previous bloke; he cleaned it out when he left her on her pay day. Bastard.

So she insisted on separate accounts.

I don't care. All the bills come out of my account and all the 'luxuries' out of hers. I know exactly what I can do wth my a/c and she knows exactly how much she can take from hers. Every few weeks I top her account up.

However, the company accounts are accessible to both of us so if I go under a bus she can get the money out of the company.

[cailin maith]

The Missus had a joint account with her previous bloke; he cleaned it out when he left her on her pay day. Bastard.

Same happened with me - except he took the proceeds of the sale of the house.

I think your own personal accounts and a joint account for bills and savings is the way forward.

[BolshieBastard]

If you dont trust each other to have joint account, how can there be any trust in a relationship?

So yes, we have joint accounts.

[Sysman]

I can't help thinking, thats a little bit sad... you trust her enough to marry her but not enough to be honest about how much you earn

We were discussing this many years ago with a client who was dead set against the idea of joint bank accounts.

He had the final word when he said:

"You, Gentlemen, do not have a French wife".