To Move or Not to Move

[fckvwls]

Parents also loaded if necessary.

It's interesting that you factor that into the equation. Asking the other half's or my own parents for money would be a flipping disaster in my book.

[fckvwls]

currently living in Selsdon but won't to move to sanderstead. A couple of nice village primary schools. Only 2 miles away from where I live now.

What about Swindon? I heard there's a superb one-bed council house available from someone else looking to upgrade.

[DimPrawn]

What about Swindon? I heard there's a superb one-bed council house available from someone else looking to upgrade.

Ex-social housing.

[MrNoMotivation]

It's interesting that you factor that into the equation. Asking the other half's or my own parents for money would be a flipping disaster in my book.

I agree. Haven't asked anything from my in-laws apart from baby sitting.
I've never asked my parents for money. I've actually told my dad to retire early as he has health issues. Nothing major. I've told him if he does and then he's short of money for a few months I'll give it to him. Don't even want it paid back.
I'm talking about major disaster. Even then I would prefer to sell and get a smaller house first.

[Cyberman]

got a bit of a dilemma here.

However, can I get a mortgage if I don't have a contract?

I remortgaged even though I had been out of work for six months. As long as you can provide at least two years company accounts, as I did, plus have a good accountant that will verify your expected earnings for the next year, you really should have no problem. Good luck.

[MrNoMotivation]

I remortgaged even though I had been out of work for six months. As long as you can provide at least two years company accounts, as I did, plus have a good accountant that will verify your expected earnings for the next year, you really should have no problem. Good luck.

excellent. thanks for that.
Company open for more then 2 yrs and accountant is SJD.

[sasguru]

I love your ability to deal with risk.
So you want to take on a mortgage with no guarantee of future employment?
Interesting POV.

[Emigre]

excellent. thanks for that.
Company open for more then 2 yrs and accountant is SJD.

First "thanks" on record to Cyberwhotsit - there's no way it can be a Monday.

EmiNeM - don't see why moving is an issue. Family and kids come first. Seems you already did your bit, lining the nest. You're well set up. Go where your heart is.

[Cyberman]

First "thanks" on record to Cyberwhotsit - there's no way it can be a Monday.

EmiNeM - don't see why moving is an issue. Family and kids come first. Seems you already did your bit, lining the nest. You're well set up. Go where your heart is.

[MrNoMotivation]

I love your ability to deal with risk.
So you want to take on a mortgage with no guarantee of future employment?
Interesting POV.

So if I get renewed with a 3 month ext. it would be ok. Even though there's not certainty of getting a job after that.
A mortgage is for 20-30 yrs.
We're contractors. That's the risk we take.
With a good war chest of up to 2 yrs after I've moved I would get worried if I couldn't get a job in that time. I'd just take a position of 200pd-250 p/d after 3 months instead of going for 350-400.