whats the IQ of an average scott

[Menelaus]

I'm not Scottish, but looking at these inventions:

Alexander Bain-[electric clock,fax machine]
John Logie Baird-[television]
Alexander Graham Bell-[telephone]
Sir James Dewar-[dewar flask]
James Goodfellow-[pin & atm technology]
John Scott Haldane-[gas mask]
John Macgregor-[sailing canoes]
Charles Macintosh-[waterproof fabrics]
Kilpatrick Macmilan-[bicycle]
William Murdoch-[gas lighting]
James young Simpson-[chloroform]
William Symington-[steamboat]
Robert William Thomson-[pneumatic tyre]
Sir Robert Alexander Watson-watt[radar]

I'd say there are certainly some intelligent Scots.

HTH

1. Bayesian models for detection of fraud in consumer credit portfolios using socio-economic data (Menelaus)

[sasguru]

1. Bayesian models for detection of fraud in consumer credit portfolios using socio-economic data (Menelaus)

Passe. Been done before. 0/10.

[Menelaus]

Passe. Been done before. 0/10.

Yep. By me. January 2001.

Of the top 20 banks and lenders in the UK, none of them had tried it before.

[BlackenedBiker]

1. Bayesian models for detection of fraud in consumer credit portfolios using socio-economic data (Menelaus)

Was fraud being committed in relation to CC portfolios as far back as Ancient Greek civilisation? Maybe that was the real reason for going to war with Troy.

[scooterscot]

below zero ?

Well we least now know the IQ of the average sasanach

[Menelaus]

Was fraud being committed in relation to CC portfolios as far back as Ancient Greek civilisation? Maybe that was the real reason for going to war with Troy.

Yes, those bloody W African Trojans!

[Amiga500]

Well we least now know the IQ of the average sasanach

So you're berating the English using the English language, a computer, the World Wide Web and electricity (discovery of), all English inventions, oh the irony!

[Menelaus]

So you're berating the English using the English language, a computer, the World Wide Web and electricity (discovery of), all English inventions, oh the irony!

I wouldn't dare berate the English, especially when:

1. I know a good number of them as friends as well as colleagues
2. They've got about ten times our population
3. In many endeavours, the English do such a good job of berating themselves!

[BlackenedBiker]

And we never lose at football.

England 6-0 Andorra

That's got to bring a feel good factor to the country.

(Italy makes good curly haired men call Fabio)

[expat]

I'm not Scottish, but looking at these inventions:

Alexander Bain-[electric clock,fax machine]
John Logie Baird-[television]
Alexander Graham Bell-[telephone]
Sir James Dewar-[dewar flask]
James Goodfellow-[pin & atm technology]
John Scott Haldane-[gas mask]
John Macgregor-[sailing canoes]
Charles Macintosh-[waterproof fabrics]
Kilpatrick Macmilan-[bicycle]
William Murdoch-[gas lighting]
James young Simpson-[chloroform]
William Symington-[steamboat]
Robert William Thomson-[pneumatic tyre]
Sir Robert Alexander Watson-watt[radar]

I'd say there are certainly some intelligent Scots.

HTH

You forgot Alexander Fleming [penicillin].

OTOH he was a medical researcher who found something that killed bacteria, and instead of realising the potential, he just cursed because it spoiled his experiment and threw it out, only coming back years later to develop antibiotics. So maybe he wasn't so smart.