My plan:
Contract until mortgage is paid off> Take easy peasy public sector job > Retire on nice public sector pension.
As long as you're sensible your public sector salary will more than cover beer and holiday money.
Contract until mortgage is paid off> Take easy peasy public sector job > Retire on nice public sector pension.
As long as you're sensible your public sector salary will more than cover beer and holiday money.

Maybe downscale our house. Sell all the furniture, not eat perhaps... but we'd still have to spend as much on Virgin wines (can't give up everything!!).

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