Stop being so darned pessimistic

[Liability]

Its difficult to be positive when your friends are hitting the dole queue but what doesn't kill you makes you stronger. Plan C is going OK so far.

The tragedy is that the people that will suffer will be the honourable but not superbright. The ones that will profit will be mainly the dishonourable. Some clever but honourable will do OK.

disagree with the last bit - its the wise and street smart that will make it out of this with flying colours.

As a contractor [and lets say you have been doing it for over 5 years] I fail to see how anyone can NOT have a fund to see them through at least 12 months! If you havent - than something isnt right