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Yes, I have a One Account mortgage (so it is actually a secured overdraft), so can draw 80% of the value of my house at any time, using a Visa card, cheque or by bank transfer.
So if I wanted the latest Ferrari, I can walk in, slap down the card and drive off.
Never tempted into shares when the FTSE was so volatile Jan-March? Liability on this forum made 80K in 4 months!
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