Lack of mortgage availability affecting sales

[minestrone]

HIPS also put the brakes on the market unfortunately, and will continue to until June 2010.

Not where I live.

[Cyberman]

Not where I live.

They've not been introduced into the rest of the world yet, as I understand. Why ever not !!

[minestrone]

They've not been introduced into the rest of the world yet, as I understand. Why ever not !!

Because you lot are too stupid to say "i'm really interested in your house, I would like to buy it but I want to know how much it will cost to heat, can I see your gas and electricity bills for the last year?"

[d000hg]

I looked a little while ago at a mortgage with a 25% deposit and a perfect credit history. I know I'm well within my borrowing limits, and I still got 0 hits on Charcol.co.uk. Similar situation with my B2L mortgage.... No one wants to lend.

I've never heard of Charcol before, is it any good?

[Foxy Moron]

It's been around at least 10 years

[Doggy Styles]

I've talked to 2 mortgage advisors recently and both say that lenders are much more cautious... as well as the fact you now need a 25% deposit to get a decent rate, they will kick up much more of a fuss if you have any bad credit history...

Good. Why should it be any different?

[bobhope]

I like houses / price crash as much as the next guy but don't you (DP) get bored of them sometimes?

[DimPrawn]

I like houses / price crash as much as the next guy but don't you (DP) get bored of them sometimes?

Get bored of what? CUK? Yes, most definately fooking boring.