Car Finance Fraud? Question

[Diver]

As he is leaving and seems to be running up some large debts why not apply for a couple of credit cards in his name, max them out and then tell the bailiffs he has done a runner owing loads. Tell em he owes you rent too. Tell em you will have to change the locks as someone is picking up his mail and must have a set of keys.

[Incognito]

Having said that, if anyone gets blacklisted against a property address, it makes it even harder for the next occupant to get credit.

Wrong answer caller. Guess again.

Linky

[Dow Jones]

Wrong answer caller. Guess again.

Linky

What you say is true in theory - not in practice though. More likely to be declined if such occurs.

[Incognito]

What you say is true in theory - not in practice though. More likely to be declined if such occurs.

Don't talk tulipe. Any party that blacklists a property is leaving themselves wide open to be sued for damages.

[Dow Jones]

Once again, the term 'blacklisted' does not exist. You are 'approved' or 'declined' for credit, that's all. BTW, you can't sue for being declined, unless that's an infringement of your 'human rights'

PS Are you oracleslave in disguise?

[The Lone Gunman]

As he is leaving and seems to be running up some large debts why not apply for a couple of credit cards in his name, max them out and then tell the bailiffs he has done a runner owing loads. Tell em he owes you rent too. Tell em you will have to change the locks as someone is picking up his mail and must have a set of keys.

BTW. That was a joke. I couldnt possibly advocate breaking the law in such a way.

[Diver]

BTW. That was a joke. I couldnt possibly advocate breaking the law in such a way.

<TLG in Back peddling frantically mode>

[The Lone Gunman]

<TLG in Back peddling frantically mode>

absolutely.

[Incognito]

Once again, the term 'blacklisted' does not exist. You are 'approved' or 'declined' for credit, that's all. BTW, you can't sue for being declined, unless that's an infringement of your 'human rights'

PS Are you oracleslave in disguise?

The only way a finance company could know about another persons transgressions are if they're linked into your history in your personal credit file or unless the other person had defaulted against that finance company.

You will be scored on your own personal credit file. If your personal credit file has details of someone elses defaults or CCJ's that affect your credit score you are quite within your rights to consider those statements libelous and sue for damages as long as you can quantify your loss (higher interest rates, etc).

Blacklisted looks like a term to me, tit.