VistaPrint scam!

[AtW]

I've been told that if you agree to auto-rebilling on a credit card, then the only way to cancel it is to get the firm who you have the agreement with (ie the firm who provides the product or service you are paying for) to cancel it.

Who said that? Protection of users of credit cards is very high - merchants get shafted left right and center with users claiming all sort of stuff which results in a chargeback and merchant can't do much about it. High number of chargebacks can result in cancellation of merchant account.

I have not used VistaPrint due to bad stories but I really can't see how they can continue to operate if half the stuff people say about them is true.

If you are not sure then use Paypal - the end user there is always right and the seller isn't

[xoggoth]

On Craig1's solution, would paying via Paypal work too? Think I might check their conditions.

PS Ah no, maybe not:

You will remain liable for all obligations related to your Account even after the Account is closed

AtW, Have a look at some comments on this - JM is correct, card companies cannot legally always stop subscriptions:

http://forums.moneysavingexpert.com/....html?t=202892

[xoggoth]

Recurring payments here:

The problem with recurring payments and a continuous payment authority

[AtW]

AtW, Have a look at some comments on this - JM is correct, card companies cannot legally always stop subscriptions:

These comments are from 2006.

Debit cards have less protection, but credit cards are pretty protected - getting chargeback against dodgy merchant is very much doable and with enough chargebacks they'll lose their merchant account, especially continuous authority. You will have to jump hoops but it's always like this - I am half tempted to use vistaprint just to prove it but I've got better things to do in life, plus I simply won't be using dodgy services with such bad reviews regardless if they offer something for free.

Both VISA and MasterCard have got chargeback limits and merchants that exceed those have to pay more dosh and can get account cancelled, quiet why VistaPrint isn't disconnected I don't know assuming half the stories about them are correct.

Using paypal with people you don't know for sure is a good idea though - cancellations of subscriptions in it is trivial.

[TheFaQQer]

On Craig1's solution, would paying via Paypal work too? Think I might check their conditions.

PS Ah no, maybe not:

The thing with PayPal is that setting up a recurring payment is something that you have to explicitly go into the account and do - it's not something that can accidentally happen. When it is set up, you get an email (I think) to confirm that this is what you've signed up to - so the chances of something accidentally getting in there as an accidental payment is slim.

Also, as AtW says, PayPal quite often have a tendency to side with the purchaser against the vendor.

[AtW]

Also, as AtW says, PayPal quite often have a tendency to side with the purchaser against the vendor.

Very much so (SKA Ltd is a Paypal vendor and we also have a proper merchant account with continuous authority), basically with Paypal unless you sell physical items and have proof of postage you are shafted in so far customer claim goes. It's very unfair on merchants who usually get choice of 3 options:

1) I have posted item and can prove it
2) I have not posted item so have to refund
3) I've already refunded customer

If you are not sure and can use Paypal then by all means do - lots of scare stories around Paypal usually revolve around dodgy merchants who got their money frozen (often for good reason). With Paypal merchant isn't just paying all the fees but also takes all the risks.