I have a £2800 CC bill I can pay off nxt week...

[beaker]

Pay it off dude. Make things easy for yourself, don't buy anything unneccessary while you're on the bench. Stop using your credit card as well, you're just delaying the inevitable...

[bellymonster]

Pay it off, I started down the road of 0% credit cards 8 years ago and have built up a sizeable balance since then. Still on 0% but it has grown too much and now I have vowed to get it down by 1k a month.

However if you do need 0% take a look at CapitalOne as they give 6 months and I beleive they dont charge a transfer fee.

[roadster198]

Pay it off, I started down the road of 0% credit cards 8 years ago and have built up a sizeable balance since then. Still on 0% but it has grown too much and now I have vowed to get it down by 1k a month.

However if you do need 0% take a look at CapitalOne as they give 6 months and I beleive they dont charge a transfer fee.

Capital one is who I'm with. They have a call center in India... TOTAL MURDER to get them to understand what your saying. THERE'S the reason right there!!! thanks all

I'm paying it off due to their PHISH! call center

[moorfield]

Yes. Pay it off.

If you have an offset mortgage draw funds from that if you need to it is much cheaper debt than a credit card.

[rootsnall]

Financial matters have never been my strongpoint

You are not kidding !

[Gordon Gecko]

Is roadster the most idiotic poster on this forum?

Nearly 15% APR???



Hold it as 'savings' mate. It's a no-brainer.