Someone I know was shocked to discover around £900 missing from their bank account over the weekend, apparently spent at Tesco (on-line) using their maestro (switch) card, which hasn't been stolen. They're wondering how this could have happened, and suspected a trojan on their PC pinched their details. They did mention that the most recent valid transaction on the card was for a pizza delivery.
It seems to me that if you call for a takeaway, you give the company your name, address, card number, expiry date and CVC (last 3 digits on the signature strip). So a dishonest employee could pass on these details.
This is the same information as is needed to make an on-line purchase.
If the delivery address cannot be linked to you, and you can arrange to be there to accept delivery of the goods (groceries), then this seems the most likely explanation for what happened.
Is this a reasonable guess at what happened?
It seems to me that if you call for a takeaway, you give the company your name, address, card number, expiry date and CVC (last 3 digits on the signature strip). So a dishonest employee could pass on these details.
This is the same information as is needed to make an on-line purchase.
If the delivery address cannot be linked to you, and you can arrange to be there to accept delivery of the goods (groceries), then this seems the most likely explanation for what happened.
Is this a reasonable guess at what happened?
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