Lost My Phone

[r0bly0ns]

As my phone is in my name and not my companies, will I be covered by my Home Office / Equipment Insurance?

Has anybody had any dealings with Caunce O'Hara when it comes to making a claim?

As the phone is not owned by the company I doubt it will be covered by your business insurance.


However, the last Time I phone my home & contents insurer up to tell them about a change in phone (about 2 years ago), they told me I didn't need to bother as they (and most insurers apparantly) now cover mobile phones up to 500 quid as standard because they no longer consider them a luxury item as everyone has one

[BoredBloke]

I know it would be covered on my home insurance but I think the fact that the premium would go up next year and the £200 excess means that they would only give me about £200 - so not really worth doing.

[~Craig~]

E51

I agree, I've just got one and it's great. Email is really good and so is the internet.

Plus it looks classy.

[r0bly0ns]

I know it would be covered on my home insurance but I think the fact that the premium would go up next year and the £200 excess means that they would only give me about £200 - so not really worth doing.

Last time I claimed on my home insurance was for a £230 PDA, the excess was for £50 and it had no affect on my premiums the next year!