Anyone use First Direct for their mortgage or know how contractor friendly they are ? They look to have some good deals at the moment, I've got 2 years of Ltd company accounts and mortgage wouldnt be massssivvee
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Mortgage companies are quite switched on to contracting these days. You may have to speak to someone higher up rather than the 1st line drone.Cats are evil.Comment
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I got mine when I first started contracting and had no accounts. They asked for a letter from my agent/accountant at the time indicating my income to date. They asked a lot of questions that took about an hour but they OK'ed it.Too close for missiles, I'm switching to guns.Comment
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Cheers everyone, I'm going to give them a call today, they have an offset deal at 4.75% with low fee etc, they also have one a 5.25% with no fee. They dont seem to penalise you if you exisiting customer as well wanting to remortgage, unlike alot of the other lenders like Halifax etc who stick on another 0.50% if your an existing customerComment
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Seems there very busy as there deals are very good, I cant even get through to Mortgage department, they are offering call backs, but the calls back is within 7 working days, Im not in a hurry anyway.Comment
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Will someone please translate this peasant's ramblings?Originally posted by Bumfluff View PostComment
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Originally posted by oracleslave View Post
they are or they're
their
can't
the mortgage
callback
I'm
There's a start. HTH
Sorry heavy weekendComment
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