Originally posted by ~Craig~
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Mortgages in this crunchy environment
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Originally posted by ~Craig~ View Postdo people think there is going to be a drop in house prices over the next couple of years?
I'm thinking of moving up from flat to house and am considering selling my place as soon as possible and then moving into rented house for a year or so and see what the market does.
At least this way I could release any growth in my current place.Comment
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Supplementary question - what sort of multiples did you apply for/get? Are the days of 5 x income behind us?
Not that I'd be dumb enough to get anything that big....Comment
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Now is a good time to borrow £1,000,000
Next year interest rates will be zero and £1,000,000 will be worthless.Comment
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Has anyone managed to get a mortgage (not celf cert) with 2 years accounts but NO current contract ? My current gig finishes end of April and mortgage product finishes mid June, Im looking to move to different mortgage provider so need to apply around April, Im pretty sure I wont be getting renewed and to be honest want a month off so wont have a contract.
First Direct are doing an offset deal fixed 4.75% looks goodComment
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Originally posted by Bear View PostYes - I've just got a mortgage agreed with Halifax on Thursday. 0.19% above base rate.
Did you get a normal 'contractor' mortgage?Comment
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Originally posted by Peter Loew View PostThat's a bloody good rate. I got mine agreed with Intelligent Finance for 0.44% above base rate.
Did you get a normal 'contractor' mortgage?Si posse, recte, si non, quocumque modo remComment
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Originally posted by Bumfluff View PostHas anyone managed to get a mortgage (not celf cert) with 2 years accounts but NO current contract ? My current gig finishes end of April and mortgage product finishes mid June, Im looking to move to different mortgage provider so need to apply around April, Im pretty sure I wont be getting renewed and to be honest want a month off so wont have a contract.
First Direct are doing an offset deal fixed 4.75% looks goodComment
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Originally posted by Peter Loew View PostThat's a bloody good rate. I got mine agreed with Intelligent Finance for 0.44% above base rate.
Did you get a normal 'contractor' mortgage?
I'm pretty new to the contract game and the missus is nagging - er suggesting - that we should spend on a bigger pad, wouldn't ya know!
CheersIf she weighs the same as a duck, she's made of wood. And therefore a witch!Comment
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Originally posted by Bear View PostYup - They changed their rates on Friday COB so had to get in quickComment
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