HMRC are After Me!!!

[DimPrawn]

This happened to a mate of mine.

She even took him to the courts with a civil claim and got shed loads.

The courts don't like motorists much.

[TimberWolf]

No, but I empathise based on experience. One dark and rainy night I was all set to reverse out from a line of parked cars. I double-checked and for some reason triple-checked back before reversing and on the third look, just as I was about to or was beginning moving, wouldn’t you know it an old woman had somehow appeared from nowhere since the last check and was standing right on my at my rear bumper. To say I was surprised would be a big understatement. Even when I was looking straight at her through misty wet rear window, she just a ghostly apparition and was nigh invisible.

[BrowneIssue]

Turns out she works for HMRC. How unlucky is that.

Not at all. 8/10. (lose three points for going too slowly but a bonus point for being in reverse.)

Anybody had any experience with this - any recommendations etc???

Yep. Once rammed from behind: people in front claimed whiplash. Once rammed from behind when stationary - car in front not insured, car in front of that therefore claimed all sorts of us. Once rammed in side by a drunk who tried to claim it was my fault that her passenger had no seat belt (???WTF???) because I was in their way.

Do not deal with the individual at all. Forward all correspondence to your insurance company, it is what you pay them for. If the individual tries to contact you, tell them to speak to your insurance company.

Let your insurance people sort it out. It's what you pay them for. They are also skilled and experienced in not paying out - much better than you are.

[DimPrawn]

No, but I empathise based on experience. One dark and rainy night I was all set to reverse out from a line of parked cars. I double-checked and for some reason triple-checked back before reversing and on the third look, just as I was about to or was beginning moving, wouldn’t you know it an old woman had somehow appeared from nowhere since the last check and was standing right on my at my rear bumper. To say I was surprised would be a big understatement. Even when I was looking straight at her through misty wet rear window, she just a ghostly apparition and was nigh invisible.

So I hit her anyway. Dozy old cow.

HTH

[tay]

New Zealand has ACC, so no personal sueing allowed

Lawyers hate it, and our insurance permiums are about £100 per year.

[Fishface]

something similar happened to me...

Driving to Stanstead at 5am at one of the roundabouts just before the airport - I was behind a car stopped at the roundabout - he moved off so did I and then he stopped abruptly and I hit him at about 2-3 miles an hour - broke his number plate and cracked my head light.

I knew that this was 'my fault' so I asked what to do about it he said exchange insurance details - I said 'ok fine'

Next thing I know he has put a claim in for 20 grand for whiplash!! And I was asked to testify as he wanted to sue me personally.

3 months later - his cover was blown as during the time the claim was going on he was working for a budjet airline as a PILOT !!!

I said to the insurance company - is it legal to fly a passenger plane with whiplash???

never heard from him again - dodgy git.

[Bagpuss]

Tell her the insurance company lost her claim in the post, I'm sure she'll understand, after all it's just one of those things!

[Bluebird]

Well, it all happened a month ago, I was in Chester Station Car Park, looking for a parking space, reversed to go back to some empty ones, checking behind me - left, right and rear, when a woman walked out from inbetween parked cars straight into my line of travel and I hit her. Wasn't going fast.

Turns out she works for HMRC. How unlucky is that.

Now she is coming after me with ambulance chasers. So far he symptoms have gone from

a bit stiff (that evening when I phoned her on my return from London) but been the doctors and he has said I am ok

to a phonecall last week - I have been off work since with Whiplash - can I have your insurance details. (Told my insurance company at this point)

to me phoning her on Wednesday evening - Having dizzy spells, whiplash, pain down the arm and back!! Don't know what to do - not in my nature - communicated this to the insurance company

My insurance company has tried to contact her about making a direct settlement (something was not happy with), to be contacted by the above solicitors warning the insurance company not to contact their client directly again.

So - looks like my premiums are screwed for the next few years

Anybody had any experience with this - any recommendations etc???

Cheers

Lawrenso

If she walked into a car parking space surely it's her fault ?

[Money Money Money]

Tell her the insurance company lost her claim in the post, I'm sure she'll understand, after all it's just one of those things!

[Bagpuss]

I once crashed into SallyAnne it wrote off my car, I wouldn't mind but she was on foot.