PCG Plus insurance

[zathras]

Hi,
I am looking at taking out either the PCG Plus or PCG standard insurance - the PCG Plus version gives you cover for PAYE audit checks does anyone
have any information as to whether you really need this extra cover - will
these checks only be made after company has been in operation for more
than a year?


Regards
Paul

The difference between the insurance in standard PCG membership and the plus version is when it kicks in.

Standard you have to wait for the 'orrible brown envelope telling you that they think you are caught for IR35. A PAYE audit is Hector's favourite way of seeing if you are caught for IR35. Most of the time they seem to think you are - they would be wrong 99.9% of the time but that does not seem to stop them thinking it.

Plus you get to call in the Rottweillers when they tell you they will be looking at the PAYE records. This can often stop them pushing it.

[sathyaram_s]

You wouldn't need this extra cover for the first year atleast and possibly not needed for 2nd year too ...

Hi,
I am looking at taking out either the PCG Plus or PCG standard insurance - the PCG Plus version gives you cover for PAYE audit checks does anyone
have any information as to whether you really need this extra cover - will
these checks only be made after company has been in operation for more
than a year?


Regards
Paul