BTL vs Shares ?

[DieScum]

Yeah but you do any gearing in ISAs? Otherwise you are limited to 7k which is fair enough if you want to steadily save a bit but hardly the path to retirement at 30.

The huge benefit of property is ease of borrowing and gearing.

[lukemg]

Yeah but you do any gearing in ISAs? Otherwise you are limited to 7k which is fair enough if you want to steadily save a bit but hardly the path to retirement at 30.

The huge benefit of property is ease of borrowing and gearing.

It's a good point Diescum, the gearing makes a big difference (ask private equity companies). I am benefitting from this on my own home, returns being tax free and guess I don't have the extra resources of some so 7k a year is sufficient investment for me + some SIPP stuff.