NatWest online banking

[VectraMan]

PC's, especially laptops get nicked. Most IT savvy people dont tick the box that says "remember my details on this computer" but the illiterate masses just want an easy life and can't be arsed to remember and type a name/password combo each time.

By issuing a seperate physical token you remove the risk of a stolen PC giving access to bank accounts.

Yes, but nicking a PC is a physical crime. We're lead to believe that online fraud is much more common.

And what's everybody going to do with their physical token/magic box? They're going to keep it next to their PC to do their online banking. I know I will.

I didn't say it was a perfect system, but it has to be substantially better than being able to use three bits of information in any computer anywhere on the internet and getting full access to somebody's account.

[Euro-commuter]

What I've never understood is why they haven't tried some system that ties it to a particular PC. I wouldn't mind if I could only use online banking from one PC, as I rarely do anything other than that anyway.

I would mind. I access 10 accounts from 4 different PCs in 2 countries. 2 of them need a physical device so I'm using one of them less, but if I have to carry 10 devices in my carry-on it might take even longer to get through security.....

[Xenophon]

I would mind. I access 10 accounts from 4 different PCs in 2 countries. 2 of them need a physical device so I'm using one of them less, but if I have to carry 10 devices in my carry-on it might take even longer to get through security.....

You really are a 'Euro-commuter' then!

[DaveB]

You really are a 'Euro-commuter' then!

That or he's oe of the guys involved in Meerkat's VAT fraud

[Xenophon]

That or he's oe of the guys involved in Meerkat's VAT fraud

Meerkat - how is that new Bugatti Veyron?

[ControlG]

Yep. I've had the same letter. It arrived a couple of weeks ago but I haven't received the card reader yet.

[Cowboy Bob]

Haven't had any letters, but if the card reader doesn't work on my Mac I'll be changing banks...

[gingerjedi]

Haven't had any letters, but if the card reader doesn't work on my Mac I'll be changing banks...

Don't they do a shiny white one then?

[angusglover]

Yep, the chances of them providing a driver for MAC OS X are slim...but I agree, if it does not work then I will have no choice...

[~Craig~]

HSBC use RSA type tokens with their online business banking. I got one when I opened my account and it works well.

Card readers sound a pain in the arse. How many numpty's are gonna be phoning HSBC trying to install it.