Originally posted by TazMaN
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Buy to Let
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...my quagmire of greed....my cesspit of laziness and unfairness....all I am doing is sticking two fingers up at nurses, doctors and other hard working employed professionals...
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A lot of the hassle is removed by only taking older gentlemen. Single women and young blokes are problematic. Single professional woman, nurses etc. are an absolute menace, and they wonder why it is so hard to find somewhere cheap to live. It's cause you're trouble darlin' innit.Insanity: repeating the same actions, but expecting different results.
threadeds website, and here's my blog.Comment
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Yes MO is a bit more work but you get 50% more rent and also your exposure/risk is reduced because if you lose 1 tenant you still have 4 others to cover the mortgage.Comment
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Originally posted by _V_Does it make any sense at all to get a BTL mortgage now? Is it still a viable investment? At todays prices, will rents even pay an interest only mortgage?
Anyway, a lender will only lend you as much as you can repay by letting the property. They are very strict about that.
It is still possible to lend 85% of the house value in some regions, like the North...
Originally posted by _V_I ask as I have friends that are getting into BTL now and swear it is still the only sensible thing to do "for the future".
Strangely enough, their rental calculations seems to fit perfectly in the mortgage repayments!...Comment
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