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That’s different because it would lead to a vast outflow of capital from the private to public sector, funded by the taxpayer. That said, they probably shouldn’t meddle beyond supporting competition among banks and making it easier for challenger banks. You can pretty much forget about the high st banking cartel, but there should be decent savings rates elsewhere.
US T bonds are 5%+, including 3/6/9 months. So i'm not convinced there would be significant capital outflows.
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