Best place for £10k when ISA maxes out.... ERNIE?

[SimonMac]

Maxes out ISA for this year, needs to be zero risk and instant access as it’s a house deposit, anywhere better than premium bonds? Is a 1-2-3 account more hassle than it’s worth now it has a £5 charge and the myriad of pre-requisites

[Bacchus]

Coventry are just going to put their instant access savings up to 1.5% which isn't bad for high street and one hundred percent safe - better than the 123 currently (although that works well for me because I have a mortgage with Stan tander and pay three lots of council tax for rental properties so get quite a goodly chunk back in the rebate thing)

[AtW]

If Coventry goes bust, who will bail it out?

[BR14]

Buy Dr Scoot's magic beans.
This time next year, you'll be a millionare.

[DimPrawn]

Premium bonds isn't a bad shout for zero risk.

[Bacchus]

If Coventry goes bust, who will bail it out?

To some extent that doesn't matter as long as we're talking less than 85k - which I assume that we are as the OP was talking about 123 accounts which only pay 1.5% on balances up to 20k

[AtW]

Premium bonds isn't a bad shout for zero risk.

Zero tax too, even if you are an "additional" rate tax payer

[AtW]

To some extent that doesn't matter as long as we're talking less than 85k - which I assume that we are as the OP was talking about 123 accounts which only pay 1.5% on balances up to 20k

85k limit is mandated by the EUSSR though, dirty red tape regulators, after Brexit it will be much nicer 0k...

[jamesbrown]

If Coventry goes bust, who will bail it out?

Nuneaton.

[MarillionFan]

Halifax kids saver - 2% on 5k for each child. You can have two accounts per child.

No tax as it's for the kids innit.

It was 20k per child, but they said that parents had been abusing it.

https://www.halifax.co.uk/savings/ac...ds/kids-saver/