Anyone actually claimed for PPI yet?

[MarillionFan]

I was on with Lloyds the other night for about 45 minutes regarding my packaged account. The PPI is going down a seperate route.

I paid for a packaged account for 7 years and when I went to use the travel insurance they welched out on a technicality, so after 20 years I closed my account. I stated the package was unfit for purpose.

Unsure whether I've had a result the next few days will tell.

Well bugger me sideways. I spoke to the guy on Tuesday, just rang him up as he said he'd investigate and get back to me there and then. He said he agreed on the misselling of the Packaged account & worthless travel insurance and they've sent me a cheque for £3718 quid!!!

So that's taken just 9 days from the start of this thread when I filled in just the one form online!!!!

The missus when I met her had PPI and packaged accounts on everything with NatWest for way more than me.

[xoggoth]

Did try the form and got called but had problems when phone went out of range and then ran out of battery. Mind you, never had loans or remotely recent mortgages, just CCs, so suspect amount involved is not huge.

He did ask me about store cards, had one or two, but can't see how PPI is involved in those as never had loans. Never paid anything except for purchases and store cards were just for a discount.

[mudskipper]

So both Lloyds and Halifax have responded with a multi page form asking for details of employment benefits etc etc - pages and pages. No idea if we even had PPI.

[original PM]

So both Lloyds and Halifax have responded with a multi page form asking for details of employment benefits etc etc - pages and pages. No idea if we even had PPI.

Yeah - that is just to put off the people who cannot be arsed.

Fill it in, send it off I bet you get something.

[northernladyuk]

Well bugger me sideways. I spoke to the guy on Tuesday, just rang him up as he said he'd investigate and get back to me there and then. He said he agreed on the misselling of the Packaged account & worthless travel insurance and they've sent me a cheque for £3718 quid!!!

So that's taken just 9 days from the start of this thread when I filled in just the one form online!!!!

The missus when I met her had PPI and packaged accounts on everything with NatWest for way more than me.

Time to buy shares in Ladbrokes.

[northernladyuk]

This is all news to me, being a sneering metropolitan elite emigré. I've filled the form in but don't expect to get anything back, because I'm pretty sure I'm too cynical to have signed up to any of these products.

[Hobosapien]

This is all news to me, being a sneering metropolitan elite emigré. I've filled the form in but don't expect to get anything back, because I'm pretty sure I'm too cynical to have signed up to any of these products.

Aye, been contracting so long even the car loans I had back at the start, that I've been able to find the paperwork for, have 'no PPI included'. Always figured being freelance/self-employed-ish it wouldn't be worth paying for.

The monthly figures on the loans look ok too in that they aren't inflated beyond the expected amount when considering the APR and loan term, so no PPI added by stealth.

Oh well, glad others are finding it a rewarding enterprise. Certainly worth a punt.

[AnotherJohnDoe]

I don't think I was ever dumb enough to agree to it, but you don't know maybe back in the day one my first loan I did.
I know I once took out the banking insurance/benefits that turned out to be useless so I may try and claim some back.


Anyone had any luck?

I got money back from a loan so it's always worth giving it a try
Even if you don't think a loan qualifies you should still check all of them

[MarillionFan]

Just got me cheque for 3.8k and lo and behold, they said I never paid PPI on a loan, but when checking a credit card there some's money on one of those from back in the day, another 18 quid.



On that basis I'm going to do Barclays next because you never know, while the missus Natwest I am also still yet to do.

[Dark Black]

So both Lloyds and Halifax have responded with a multi page form asking for details of employment benefits etc etc - pages and pages. No idea if we even had PPI.

Ditto, just returned mine.. let's see what happens...

Sure I had PPI on the original Halifax mortgage, not sure about the Lloyds car loan but did the form anyway.