PCG Expense Insurance

[MobileCheese]

If I got the expenses insurance from the PCG now, would it cover me if I got looked into if I used a Managed Service Company ? I was told the policy covers you from the point you recieve notification from the IR regarding an investigation, but I've looked at other policies and they have the following clause about knowing about it before you took the insurance, see link and under 'exclusions'.

http://www.temple-legal.co.uk/produc...ge04%20IGI.pdf

When I spoke to the PCG man he said it would cover me even though I thought I may get looked into due to the Managed Service stuff, Im not sure, can anyone in the PCG look at the terms of there insurance and let me know

[Gonzo]

If I got the expenses insurance from the PCG now, would it cover me if I got looked into if I used a Managed Service Company ? I was told the policy covers you from the point you recieve notification from the IR regarding an investigation, but I've looked at other policies and they have the following clause about knowing about it before you took the insurance, see link and under 'exclusions'.

http://www.temple-legal.co.uk/produc...ge04%20IGI.pdf

When I spoke to the PCG man he said it would cover me even though I thought I may get looked into due to the Managed Service stuff, Im not sure, can anyone in the PCG look at the terms of there insurance and let me know

Hmm, that's a tricky one. The PGC have a blanket insurance policy which covers the cost of an IR35 investigation. When I joined I was required to certify that I wasn't going through - or I didn't know I was about to go through - an investigation at that time.

1. I don't know that the PGC Insurance will cover a MSC investigation.
2. If you join now then I think the likelyhood of getting an MSC investigation is now too big a risk to insure.