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House insurance question

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    #21
    Originally posted by Forgotmylogin View Post
    Good luck if you do. While this used to be widely available that's not the case anymore.
    Most mortgage companies will say no, as they'll need time to prepare and release the funds between exchange and completion - mostly 5 days.
    I wanted to e&c sameday after my vendor had been delaying and it's just not possible anymore.
    Just depends on the mortgage company, most of them have a department for urgent completions i.e. within 24-48 hours so it is possible you just need to know who to deal with in such a situation.

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      #22
      Originally posted by CoolCat View Post
      So nobody has seen a list of which insurance companies will send the certificate out as a pdf the same day?

      As many wont thats all I need really
      I don't think you will get a certificate of insurance until the policy starts.

      Your policy cannot start before the exchange date as you have no insurable interest in the property until that date.

      You need to take out a policy with a start date of the expected exchange date, get them to send you confirmation that this policy has been ordered and due to start on that date and send that to your solicitor. That should be enough.

      If the exchange date changes, you can change the start date of your policy.

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