Charlotte , North Carolina :
A lawyer purchased a box of very rare and expensive cigars, then insured
them against, among other things, fire. Within a month, having smoked his
entire stockpile of these great cigars and without yet having made even
his first premium payment on the policy the lawyer filed a claim against
the insurance company.
In his claim, the lawyer stated the cigars were lost "in a series of small
fires." The insurance company refused to pay, citing the obvious reason,
that the man had consumed the cigars in the normal fashion.
The lawyer sued.. And WON!
Delivering the ruling, the judge agreed with the insurance company that
the claim was frivolous. The judge stated nevertheless, that the lawyer
held a policy from the company, which it had warranted that the cigars
were insurable and also guaranteed that it would insure them against fire,
without defining what is considered to be an "unacceptable fire" and was
obligated to pay the claim.
Rather than endure a lengthy and costly appeal process, the insurance
company accepted the ruling and paid $15,000 to the lawyer for his loss of
the cigars lost in "the fires."
NOW FOR THE BEST PART...
After the lawyer cashed the check, the insurance company had him arrested
on 24 counts of ARSON!!!
With his own insurance claim and testimony from the previous case being
used against him, the lawyer was convicted of intentionally burning his
insured property and was sentenced to 24 months in jail and a $24,000
fine.
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A lawyer purchased a box of very rare and expensive cigars, then insured
them against, among other things, fire. Within a month, having smoked his
entire stockpile of these great cigars and without yet having made even
his first premium payment on the policy the lawyer filed a claim against
the insurance company.
In his claim, the lawyer stated the cigars were lost "in a series of small
fires." The insurance company refused to pay, citing the obvious reason,
that the man had consumed the cigars in the normal fashion.
The lawyer sued.. And WON!
Delivering the ruling, the judge agreed with the insurance company that
the claim was frivolous. The judge stated nevertheless, that the lawyer
held a policy from the company, which it had warranted that the cigars
were insurable and also guaranteed that it would insure them against fire,
without defining what is considered to be an "unacceptable fire" and was
obligated to pay the claim.
Rather than endure a lengthy and costly appeal process, the insurance
company accepted the ruling and paid $15,000 to the lawyer for his loss of
the cigars lost in "the fires."
NOW FOR THE BEST PART...
After the lawyer cashed the check, the insurance company had him arrested
on 24 counts of ARSON!!!
With his own insurance claim and testimony from the previous case being
used against him, the lawyer was convicted of intentionally burning his
insured property and was sentenced to 24 months in jail and a $24,000
fine.
Reply With Quote
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